Bank of India - Research Center

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(Rs crore)

Profit loss account

	Mar ' 09	Mar ' 08	Mar ' 07	Mar ' 06	Mar ' 05
Income
Operating income	18,344.93	13,733.77	10,209.12	7,753.97	6,406.62
Expenses
Material consumed	-	-	-	-	-
Manufacturing expenses	-	-	-	-	-
Personnel expenses	1,937.41	1,657.01	1,614.00	1,328.13	1,263.21
Selling expenses	22.44	31.20	42.50	13.75	14.88
Adminstrative expenses	1,687.44	1,580.90	1,412.09	1,212.14	906.63
Expenses capitalised	-	-	-	-	-
Cost of sales	3,647.28	3,269.11	3,068.59	2,554.02	2,184.72
Operating profit	3,849.19	2,338.71	1,400.67	803.23	427.26
Other recurring income	580.23	654.92	504.87	367.53	286.29
Adjusted PBDIT	4,429.42	2,993.63	1,905.54	1,170.75	713.56
Financial expenses	10,848.45	8,125.95	5,739.86	4,396.72	3,794.64
Depreciation	69.37	73.13	96.73	96.73	98.84
Other write offs	-	-	-	-	-
Adjusted PBT	4,360.05	2,920.50	1,808.81	1,074.03	614.72
Tax charges	1,157.08	683.77	428.10	199.74	120.98
Adjusted PAT	3,007.35	2,009.37	1,107.22	701.16	339.81
Non recurring items	-	0.04	15.95	0.27	0.24
Other non cash adjustments	-	-	-	-	-
Reported net profit	3,007.35	2,009.40	1,123.17	701.44	340.05
Earnigs before appropriation	3,007.35	2,551.16	1,664.93	921.44	340.05
Equity dividend	491.54	245.77	196.69	166.73	110.69
Preference dividend	-	-	-	-	-
Dividend tax	-	-	-	-	-
Retained earnings	2,515.80	2,305.39	1,468.24	754.71	229.36

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