Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly

Debt Income Moderate

NAV on (19 Jun 2026 )

₹102.80 ▲

(+0.02%)

Fund Size

₹8915.9 Crores

1Y Returns

-0.88 %

Earn 1% Higher Returns in Direct Funds on dhan Invest Top Funds

Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

Investment Objective

An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.

AMC

Aditya Birla Sun Life AMC Limited

Fund Details

Launch Date

April 19, 2002

Fund Manager

Mr. Kaustubh Gupta

Initial Price

100

AUM Fund

8915.9 Cr

Min investment

Rs 500

Expense Ratio

0.65%

SIP Minimum Investment

Weekly - Rs. 1000/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.Monthly - Rs. 1000/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.

Exit Load

Nil

1 Month

+0.23%

6 Months

-0.28%

1 Year

-0.88%

2 Years (CAGR)

-4.55%

3 Years (CAGR)

-2.57%

5 Years (CAGR)

-1.75%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
Aditya Birla Sun Life Medium to Long Term Fund - Regular Plan	13.28%	0.00%	₹1759.14
UTI Medium to Long Term Fund - Dividend	9.63%	15.58%	₹303.9
Nippon India Banking and PSU Debt Fund	9.60%	0.00%	₹5061.36
IL&FS Infrastructure Debt Fund - Series 2-A - Direct Plan	9.15%	79.69%	₹236.61
Invesco India Short Term Fund - Plan B	9.11%	26.73%	₹547.11

Holdings

7.48% National Bank For Agriculture and Rural Development (15/09/2028) 5.68%

6.58% Indian Railway Finance Corporation Limited (30/05/2030) 2.20%

7.56% REC Limited (31/08/2027) 2.14%

8.00% HDFC Bank Limited (27/07/2032) 2.05%

7.82% Bajaj Finance Limited (31/01/2034) 1.85%

7.42% State Bank of India (29/08/2039) 1.80%

6.78% Indian Railway Finance Corporation Limited (30/04/2030) 1.80%

7.60% Power Finance Corporation Limited (13/04/2029) 1.70%

Shivshakti Securitisation Trust 2025-1 (28/09/2029) 1.60%

7.34% Small Industries Development Bank of India (26/02/2029) 1.40%

7.27% Power Finance Corporation Limited (15/10/2031) 1.39%

7.79% Small Industries Development Bank of India (14/05/2027) 1.39%

7.03% National Bank for Financing Infrastructure and Dev (08/04/2030) 1.38%

7.34% REC Limited (30/04/2030) 1.35%

7.30% Bharti Telecom Limited (01/12/2027) 1.28%

Net Receivables / (Payables) 1.25%

Clearing Corporation of India Limited 1.22%

7.36% Indian Oil Corporation Limited (16/07/2029) 1.19%

7.64% National Bank For Agriculture and Rural Development (06/12/2029) 1.13%

7.45% Power Finance Corporation Limited (15/07/2028) 1.13%

7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034) 1.12%

7.93% Bajaj Finance Limited (02/05/2034) 1.12%

Small Industries Development Bank of India (26/02/2027) 1.12%

6.52% REC Limited (31/01/2028) 1.11%

6.85% National Bank For Agriculture and Rural Development (19/01/2029) 1.11%

6.47% Indian Railway Finance Corporation Limited (30/05/2028) 1.11%

6.66% Small Industries Development Bank of India (25/10/2028) 1.10%

Indian Bank (03/02/2027) 1.07%

HDFC Bank Limited (12/03/2027) 1.06%

State Government Securities (04/09/2034) 1.06%

Small Industries Development Bank of India (11/06/2027) 1.04%

6.60% REC Limited (30/06/2027) 0.95%

7.35% Export Import Bank of India (27/07/2028) 0.90%

7.77% REC Limited (31/03/2028) 0.85%

State Government Securities (25/03/2031) 0.85%

7.37% Indian Railway Finance Corporation Limited (31/07/2029) 0.85%

Government of India (15/04/2065) 0.82%

Indian Bank (05/02/2027) 0.80%

Punjab National Bank (10/02/2027) 0.80%

Export Import Bank of India (01/03/2027) 0.80%

HDFC Bank Limited (09/03/2027) 0.80%

7.70% National Bank For Agriculture and Rural Development (30/09/2027) 0.73%

State Government Securities (11/08/2035) 0.73%

7.40% Bharti Telecom Limited (01/02/2029) 0.72%

6.80% National Housing Bank (02/04/2032) 0.68%

7.53% National Bank For Agriculture and Rural Development (24/03/2028) 0.67%

7.40% National Bank For Agriculture and Rural Development (29/04/2030) 0.67%

State Government Securities (14/02/2039) 0.60%

8.30% REC Limited (25/03/2029) 0.58%

7.70% National Highways Authority of India (13/09/2029) 0.57%

7.50% Indian Railway Finance Corporation Limited (09/09/2029) 0.57%

8.05% Tata Capital Housing Finance Limited (18/06/2029) 0.56%

7.32% NTPC Limited (17/07/2029) 0.56%

7.61% Small Industries Development Bank of India (10/08/2029) 0.56%

7.28% Small Industries Development Bank of India (04/06/2029) (FRN) 0.56%

7.42% Tata Capital Limited (21/02/2029) (FRN) 0.56%

7.97% Tata Capital Limited (19/07/2028) 0.56%

7.75% Small Industries Development Bank of India (10/06/2027) 0.56%

7.55% Poonawalla Fincorp Limited (25/03/2027) 0.56%

7.60% Poonawalla Fincorp Limited (28/05/2027) 0.56%

7.10% National Bank For Agriculture and Rural Development (29/03/2029) 0.56%

7.3763% Bajaj Finance Limited (26/06/2028) 0.56%

7.2324% Kotak Mahindra Investments Limited (26/05/2028) 0.55%

6.782685% Rajgarh Transmission Ltd (05/06/2030) 0.55%

6.87% REC Limited (31/05/2030) 0.55%

6.74% Small Industries Development Bank of India (10/01/2029) 0.55%

6.65% Indian Railway Finance Corporation Limited (20/05/2030) 0.55%

7.23% Bank of Baroda (16/01/2035) 0.55%

Government of India (07/07/2040) 0.54%

7.04% National Bank for Financing Infrastructure and Dev (07/04/2035) 0.54%

ICICI Bank Limited (27/01/2027) 0.54%

Punjab National Bank (09/02/2027) 0.54%

Small Industries Development Bank of India (05/02/2027) 0.54%

Indian Bank (09/02/2027) 0.54%

Kotak Mahindra Bank Limited (12/02/2027) 0.54%

HDFC Bank Limited (24/02/2027) 0.53%

National Bank for Financing Infrastructure and Dev (04/03/2027) 0.53%

Punjab National Bank (04/03/2027) 0.53%

ICICI Bank Limited (08/03/2027) 0.53%

ICICI Bank Limited (25/03/2027) 0.53%

7.71% LIC Housing Finance Limited (09/05/2033) 0.50%

7.45% Bharti Telecom Limited (15/12/2028) 0.44%

State Government Securities (12/01/2035) 0.44%

Government of India (11/05/2036) 0.43%

7.83% Bajaj Housing Finance Limited (18/05/2029) 0.42%

7.77% HDFC Bank Limited (28/06/2027) 0.39%

7.36% ICICI Home Finance Company Limited (02/05/2030) 0.39%

7.86% HDFC Bank Limited (02/12/2032) 0.34%

7.46% REC Limited (30/06/2028) 0.34%

7.62% Tata Capital Limited (08/04/2030) 0.33%

State Government Securities (04/03/2034) 0.33%

Government of India (06/11/2073) 0.33%

7.20% Knowledge Realty Trust (26/09/2028) 0.32%

SBI - Corporate Debt Market Development Fund - A2 Units 0.32%

0% GOI - 22AUG28 STRIPS 0.31%

Government of India (15/10/2033) 0.30%

State Government Securities (29/03/2032) 0.29%

State Government Securities (08/11/2033) 0.28%

7.83% Small Industries Development Bank of India (24/11/2028) 0.28%

7.46% Indian Railway Finance Corporation Limited (18/06/2029) 0.28%

7.70% REC Limited (12/12/2027) 0.28%

7.44% REC Limited (29/02/2028) 0.28%

7.68% Small Industries Development Bank of India (10/09/2027) 0.28%

State Government Securities (25/03/2032) 0.28%

7.79% Small Industries Development Bank of India (19/04/2027) 0.28%

7.66% National Bank for Financing Infrastructure and Dev (16/06/2036) 0.28%

7.14% Export Import Bank of India (13/12/2029) 0.28%

7.59% REC Limited (31/05/2027) 0.28%

7.66% Bajaj Housing Finance Limited (20/03/2028) 0.28%

8.07% SMFG India Home Finance Company Limited (10/09/2027) 0.28%

State Government Securities (03/09/2035) 0.28%

7.12% Export Import Bank of India (27/06/2030) 0.28%

7.15% Power Finance Corporation Limited (08/09/2027) 0.28%

6.95% REC Limited (18/02/2028) 0.28%

7.01% National Bank For Agriculture and Rural Development (16/03/2029) 0.28%

6.66% National Bank For Agriculture and Rural Development (12/10/2028) 0.28%

State Government Securities (25/11/2030) 0.28%

7.28% Indian Railway Finance Corporation Limited (14/02/2040) 0.27%

7.95% HDB Financial Services Limited (04/06/2035) 0.27%

7.15% National Bank for Financing Infrastructure and Dev (28/03/2035) 0.27%

Government of India (22/04/2064) 0.27%

Small Industries Development Bank of India (14/01/2027) 0.27%

Indian Bank (22/01/2027) 0.27%

Small Industries Development Bank of India (04/02/2027) 0.27%

HDFC Bank Limited (15/02/2027) 0.27%

Kotak Mahindra Bank Limited (09/03/2027) 0.27%

Punjab National Bank (09/03/2027) 0.27%

Canara Bank (11/03/2027) 0.27%

Union Bank of India (15/03/2027) 0.27%

Union Bank of India (16/03/2027) 0.27%

7.38% REC Limited (28/02/2029) 0.26%

Government of India (06/10/2035) 0.26%

0% GOI - 06MAY30 STRIPS 0.25%

8.45% Indian Railway Finance Corporation Limited (04/12/2028) 0.23%

8.01% REC Limited (24/03/2028) 0.23%

7.65% Power Finance Corporation Limited (22/11/2027) 0.23%

State Government Securities (27/12/2035) 0.22%

0% GOI - 16JUN30 STRIPS 0.22%

India Universal Trust AL1 (20/09/2030) 0.21%

7.96% Pipeline Infrastructure Limited (11/03/2028) 0.18%

Government of India (15/04/2039) 0.17%

7.77% LIC Housing Finance Limited (11/08/2028) 0.17%

7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027) 0.16%

State Government Securities (30/04/2037) 0.16%

0% GOI - 15OCT34 STRIPS 0.16%

0% GOI - 16JUN28 STRIPS 0.15%

0% GOI - 12MAR28 STRIPS 0.15%

0% GOI - 22AUG29 STRIPS 0.14%

Siddhivinayak Securitisation Trust 2025-1 (28/09/2030) 0.12%

Government of India (18/08/2055) 0.12%

0% GOI - 15APR36 STRIPS 0.12%

8.55% Indian Railway Finance Corporation Limited (21/02/2029) 0.12%

8.50% National Bank For Agriculture and Rural Development (27/02/2029) 0.12%

0% GOI - 15OCT36 STRIPS 0.11%

State Government Securities (25/02/2041) 0.11%

7.39% Indian Railway Finance Corporation Limited (15/07/2034) 0.11%

0% GOI - 15APR37 STRIPS 0.11%

0% GOI - 19MAR28 STRIPS 0.11%

0% GOI - 17JUN27 STRIPS 0.11%

0% GOI - 15OCT37 STRIPS 0.10%

0% GOI - 12SEP28 STRIPS 0.10%

0% GOI - 15APR38 STRIPS 0.10%

0% GOI - 22OCT29 STRIPS 0.09%

8.85% Power Grid Corporation of India Limited (19/10/2026) 0.09%

State Government Securities (03/12/2034) 0.09%

Government of India (23/05/2036) 0.09%

India Universal Trust AL1 (20/06/2027) 0.09%

India Universal Trust Al2 (21/11/2030) 0.08%

0% GOI - 15APR39 STRIPS 0.07%

0% GOI - 15OCT39 STRIPS 0.06%

India Universal Trust Al2 (21/11/2027) 0.06%

7.99% National Bank For Agriculture and Rural Development (02/02/2033) 0.06%

8.13% Power Grid Corporation of India Limited (25/04/2028) 0.06%

7.84% HDFC Bank Limited (16/12/2032) 0.06%

8.13% Power Grid Corporation of India Limited (25/04/2027) 0.06%

7.85% LIC Housing Finance Limited (18/08/2032) 0.06%

8.01% Tata Capital Limited (21/07/2034) 0.06%

7.44% Small Industries Development Bank of India (04/09/2026) 0.06%

7.89% Bajaj Housing Finance Limited (08/09/2032) 0.06%

0% GOI - 16DEC28 STRIPS 0.05%

0% GOI - 17JUN29 STRIPS 0.05%

0% GOI - 16DEC29 STRIPS 0.05%

State Government Securities (28/11/2028) 0.05%

Government of India (12/06/2063) 0.04%

0% GOI - 22FEB31 STRIPS 0.04%

0% GOI - 22AUG31 STRIPS 0.04%

Government of India (18/05/2066) 0.03%

Government of India (20/03/2029) 0.02%

State Government Securities (30/03/2050) 0.02%

State Government Securities (29/03/2033) 0.02%

7.68% Small Industries Development Bank of India (10/08/2027) 0.02%

State Government Securities (27/03/2040) 0.02%

State Government Securities (27/03/2036) 0.02%

State Government Securities (14/09/2032) 0.02%

State Government Securities (16/09/2029) 0.01%

India Universal Trust Al2 (21/11/2026) 0.01%

7.43% National Bank For Agriculture and Rural Development (31/01/2030) 0.01%

State Government Securities (15/04/2030) 0.01%

State Government Securities (21/10/2028) 0.01%

Government of India (25/11/2074) 0.01%

0% GOI - 15JUN29 STRIPS 0.01%

0% GOI - 01JUN29 STRIPS 0.01%

State Government Securities (24/08/2032) 0.01%

7.49% National Highways Authority of India (01/08/2029) 0.01%

Government of India (23/10/2028) 0.01%

India Universal Trust AL1 (20/09/2026) 0.00%

Government of India (08/01/2028) 0.00%

Government of India (18/04/2029) 0.00%

0% GOI - 16JUN27 STRIPS 0.00%

State Government Securities (27/03/2038) 0.00%

0% GOI - 12MAR29 STRIPS 0.00%

State Government Securities (04/02/2043) 0.00%

Sector Allocation

Finance 4.05%

Miscellaneous 0.01%

Address

One World Center, Tower 1, 17th Floor,Jupiter Mills, Senapati Bapat Marg,Elphinstone Road, Mumbai Maharashtra India 400013

Phone

+91 22 43568008/ 8000

Fax

+91 22 43568110, 43568111

Launch Date

April 19, 2002

E-mail

abslamc.cs@adityabirlacapital.com

Website

https://mutualfund.adityabirlacapital.com

Custodian

Citibank NA

Registrar & Transfer Agent

Computer Age Management Services (P) Ltd.

Frequently Asked Questions

Q: What is the current NAV of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly?

A: The latest NAV of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly is ₹ 102.80 as on 19 Jun 2026.

Q: What type of mutual fund is Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly?

A: Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly is a 'Debt - Income' type mutual fund managed by 'Aditya Birla Sun Life AMC Limited'.

Q: What is the expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly?

A: The expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly is 0.65%, which impacts overall returns.

Q: Who manages Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly?

A: Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly is managed by Mr. Kaustubh Gupta, who oversees investment strategy and portfolio decisions.

Q: Is Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly a good investment?

A: Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly?

A: The exit load of Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly is Nil, applicable if redeemed within the specified period.

Q: How is Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan - IDCW-Quarterly taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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