Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly

Debt Income Moderate

NAV on (05 Oct 2026 )

₹101.35 ▲

(+0.09%)

Fund Size

₹8609.51 Crores

1Y Returns

-1.01 %

Earn 1% Higher Returns in Direct Funds on dhan Invest Top Funds

Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

Investment Objective

An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.

AMC

Aditya Birla Sun Life AMC Limited

Fund Details

Launch Date

May 2, 2008

Fund Manager

Mr. Kaustubh Gupta

Initial Price

100

AUM Fund

8609.51 Cr

Min investment

Rs 500

Expense Ratio

0.75%

SIP Minimum Investment

Weekly - Rs. 1000/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.Monthly - Rs. 1000/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.

Exit Load

Nil

1 Month

-1.33%

6 Months

+0.45%

1 Year

-1.01%

2 Years (CAGR)

+0.08%

3 Years (CAGR)

-2.18%

5 Years (CAGR)

-1.58%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
Aditya Birla Sun Life Medium to Long Term Fund - Regular Plan	13.28%	0.00%	₹1759.14
UTI Medium to Long Term Fund - Dividend	9.63%	15.58%	₹303.9
Nippon India Banking and PSU Debt Fund	9.60%	0.00%	₹5061.36
IL&FS Infrastructure Debt Fund - Series 2-A - Direct Plan	9.15%	79.69%	₹236.61
Invesco India Short Term Fund - Plan B	9.11%	26.73%	₹547.11

Holdings

7.48% National Bank for Agriculture and Rural Development (15/09/2028) 6.60%

TREPS 4.41%

Net Receivable / Payable 2.72%

6.58% Indian Railway Finance Corporation Ltd. (30/05/2030) 2.24%

7.56% REC Ltd. (31/08/2027) 2.21%

8.00% HDFC Bank Ltd. (27/07/2032) 2.10%

7.28% REC Ltd. (31/08/2029) 2.01%

6.78% Indian Railway Finance Corporation Ltd. (30/04/2030) 1.84%

7.42% State Bank of India (29/08/2039) 1.82%

7.70% Small Industries Development Bank of India (10/10/2029) 1.74%

7.60% Power Finance Corporation Ltd. (13/04/2029) 1.74%

Shivshakti Securitisation Trust (28/09/2029) 1.63%

7.45% Power Finance Corporation Ltd. (15/07/2028) 1.45%

7.79% Small Industries Development Bank of India (14/05/2027) 1.44%

7.34% Small Industries Development Bank of India (26/02/2029) 1.44%

7.27% Power Finance Corporation Ltd. (15/10/2031) 1.42%

7.44% National Bank for Agriculture and Rural Development (24/02/2028) 1.39%

7.34% REC Ltd. (30/04/2030) 1.37%

7.59% Indian Renewable Energy Development Agency Ltd. (26/07/2034) 1.14%

7.93% Bajaj Finance Ltd. (02/05/2034) 1.14%

6.47% Indian Railway Finance Corporation Ltd. (30/05/2028) 1.14%

6.85% National Bank for Agriculture and Rural Development (19/01/2029) 1.14%

6.66% Small Industries Development Bank of India (25/10/2028) 1.14%

Export-Import Bank of India (29/01/2027) 1.13%

7.17% REC Ltd. (01/07/2031) 1.13%

HDFC Bank Ltd. (05/02/2027) 1.13%

HDFC Bank Ltd. (12/03/2027) 1.12%

Small Industries Development Bank of India (03/09/2027) 1.08%

7.30% Bharti Telecom Ltd. (01/12/2027) 1.04%

7.66% National Bank for Financing Infrastructure and Development (16/06/2036) 1.03%

7.79% Tata Capital Housing Finance Ltd. (18/06/2030) 1.01%

7.35% Export-Import Bank of India (27/07/2028) 0.93%

7.77% REC Ltd. (31/03/2028) 0.87%

Punjab National Bank (04/02/2027) 0.85%

Export-Import Bank of India (01/03/2027) 0.85%

HDFC Bank Ltd. (09/03/2027) 0.84%

Union Bank of India (16/03/2027) 0.84%

Small Industries Development Bank of India (20/08/2027) 0.81%

7.40% Bharti Telecom Ltd. (01/02/2029) 0.74%

7.16% National Bank for Agriculture and Rural Development (14/12/2029) 0.71%

6.80% National Housing Bank (02/04/2032) 0.70%

6.60% REC Ltd. (30/06/2027) 0.69%

8.23% Indian Railway Finance Corporation Ltd. (29/03/2029) 0.65%

8.30% REC Ltd. (23/03/2029) 0.59%

7.75% Small Industries Development Bank of India (10/06/2027) 0.58%

8.05% Tata Capital Housing Finance Ltd. (18/06/2029) 0.58%

7.55% Poonawalla Fincorp Ltd. (25/03/2027) 0.58%

7.97% TATA Capital Ltd. (19/07/2028) 0.58%

7.60% Poonawalla Fincorp Ltd. (28/05/2027) 0.58%

7.34% TATA Capital Ltd. (21/02/2029) (FRN) 0.58%

7.61% Small Industries Development Bank of India (10/08/2029) 0.58%

7.00% Small Industries Development Bank of India (04/06/2029) (FRN) 0.58%

7.23% Housing and Urban Development Corporation Ltd. (18/07/2029) 0.58%

7.23% Kotak Mahindra Investments Ltd. (26/05/2028) 0.57%

7.10% National Bank for Agriculture and Rural Development (29/03/2029) 0.57%

Bank of Baroda (08/01/2027) 0.57%

Indian Bank (12/01/2027) 0.57%

Indian Bank (05/02/2027) 0.57%

Kotak Mahindra Bank Ltd. (12/02/2027) 0.57%

6.72% Rajgarh Transmission Ltd. (05/06/2030) 0.57%

Bank of Baroda (12/02/2027) 0.57%

Union Bank of India (22/02/2027) 0.56%

6.87% REC Ltd. (31/05/2030) 0.56%

Axis Bank Ltd. (26/02/2027) 0.56%

Punjab National Bank (04/03/2027) 0.56%

ICICI Bank Ltd. (08/03/2027) 0.56%

National Bank for Financing Infrastructure and Development (04/03/2027) 0.56%

ICICI Bank Ltd. (25/03/2027) 0.56%

7.23% Bank of Baroda (16/01/2035) 0.56%

7.04% National Bank for Financing Infrastructure and Development (07/04/2035) 0.55%

Indian Bank (24/06/2027) 0.55%

State Government Securities (08/04/2043) 0.47%

7.45% Bharti Telecom Ltd. (15/12/2028) 0.46%

State Government Securities (12/01/2035) 0.45%

State Government Securities (17/06/2035) 0.43%

7.77% HDFC Bank Ltd. (28/06/2027) 0.41%

7.71% LIC Housing Finance Ltd. (09/05/2033) 0.40%

7.36% ICICI Home Finance Co. Ltd. (02/05/2030) 0.40%

State Government Securities (01/07/2044) 0.39%

7.46% REC Ltd. (30/06/2028) 0.35%

7.86% HDFC Bank Ltd. (02/12/2032) 0.35%

7.62% TATA Capital Ltd. (08/04/2030) 0.34%

Government of India (06/11/2073) 0.34%

7.20% Knowledge Realty Trust (26/09/2028) 0.33%

Corporate Debt Mkt Devp. Fund-A2 0.33%

0% GOI - (22/08/2028) STRIPS 0.32%

0% GOI - (15/10/2033) STRIPS 0.32%

7.70% REC Ltd. (10/12/2027) 0.29%

7.79% Small Industries Development Bank of India (19/04/2027) 0.29%

8.07% SMFG India Home Finance Co. Ltd. (10/09/2027) 0.29%

7.46% Indian Railway Finance Corporation Ltd. (18/06/2029) 0.29%

7.15% Power Finance Corporation Ltd. (08/09/2027) 0.29%

7.83% Bajaj Housing Finance Ltd. (18/05/2029) 0.29%

7.44% Power Finance Corporation Ltd. (15/01/2030) 0.29%

7.44% National Bank for Agriculture and Rural Development (17/07/2029) 0.29%

State Government Securities (03/09/2035) 0.29%

Axis Bank Ltd. (26/11/2026) 0.29%

7.12% Export-Import Bank of India (27/06/2030) 0.29%

Bank of Baroda (04/12/2026) 0.29%

Indian Bank (04/12/2026) 0.29%

Kotak Mahindra Bank Ltd. (18/12/2026) 0.29%

7.40% Bajaj Finance Ltd. (12/03/2029) 0.29%

7.64% Bajaj Housing Finance Ltd. (01/07/2030) 0.29%

6.66% National Bank for Agriculture and Rural Development (12/10/2028) 0.28%

7.30% REC Ltd. (01/07/2031) 0.28%

Small Industries Development Bank of India (14/01/2027) 0.28%

Canara Bank (28/01/2027) 0.28%

7.03% National Bank for Financing Infrastructure and Development (08/04/2030) 0.28%

Indian Bank (03/02/2027) 0.28%

HDFC Bank Ltd. (15/02/2027) 0.28%

6.70% REC Ltd. (31/12/2029) 0.28%

Kotak Mahindra Bank Ltd. (09/03/2027) 0.28%

Canara Bank (11/03/2027) 0.28%

7.95% HDB Financial Services Ltd. (04/06/2035) 0.28%

7.28% Indian Railway Finance Corporation Ltd. (14/02/2040) 0.28%

7.15% National Bank for Financing Infrastructure and Development (28/03/2035) 0.28%

Small Industries Development Bank of India (11/06/2027) 0.28%

0% GOI - (06/05/2030) STRIPS 0.26%

8.58% Housing and Urban Development Corporation Ltd. (14/02/2029) 0.24%

8.01% REC Ltd. (24/03/2028) 0.23%

0% GOI - (16/06/2030) STRIPS 0.23%

India Universal Trust AL1 (20/09/2030) 0.21%

7.96% Pipeline Infrastructure Pvt Ltd. (11/03/2028) 0.19%

Government of India (15/04/2039) 0.17%

8.22% Aditya Birla Housing Finance Ltd. (05/06/2029) 0.17%

7.77% LIC Housing Finance Ltd. (11/08/2028) 0.17%

7.90% Mahindra & Mahindra Financial Services Ltd. (30/08/2027) 0.17%

0% GOI - (15/10/2034) STRIPS 0.16%

0% GOI - (16/06/2028) STRIPS 0.16%

0% GOI - (12/03/2028) STRIPS 0.16%

0% GOI - (22/08/2029) STRIPS 0.15%

Siddhivinayak Securitisation Trust (28/09/2030) 0.12%

0% GOI - (15/04/2036) STRIPS 0.12%

8.55% Indian Railway Finance Corporation Ltd. (21/02/2029) 0.12%

8.50% National Bank for Agriculture and Rural Development (27/02/2029) 0.12%

0% GOI - (15/10/2036) STRIPS 0.12%

7.40% National Bank for Agriculture and Rural Development (29/04/2030) 0.11%

7.39% Indian Railway Finance Corporation Ltd. (15/07/2034) 0.11%

0% GOI - (19/03/2028) STRIPS 0.11%

0% GOI - (15/04/2037) STRIPS 0.11%

0% GOI - (17/06/2027) STRIPS 0.11%

0% GOI - (12/09/2028) STRIPS 0.11%

0% GOI - (15/10/2037) STRIPS 0.11%

0% GOI - (15/04/2038) STRIPS 0.10%

0% GOI - (22/10/2029) STRIPS 0.10%

8.85% Power Grid Corporation of India Ltd. (19/10/2026) 0.10%

State Government Securities (03/12/2034) 0.09%

Government of India (18/05/2066) 0.09%

India Universal Trust AL2 (21/11/2030) 0.09%

Government of India (27/07/2041) 0.07%

0% GOI - (15/04/2039) STRIPS 0.07%

0% GOI - (15/10/2039) STRIPS 0.07%

Government of India (07/07/2040) 0.06%

7.99% National Bank for Agriculture and Rural Development (02/02/2033) 0.06%

8.13% Power Grid Corporation of India Ltd. (25/04/2028) 0.06%

8.13% Power Grid Corporation of India Ltd. (25/04/2027) 0.06%

7.85% LIC Housing Finance Ltd. (18/08/2032) 0.06%

7.84% HDFC Bank Ltd. (16/12/2032) 0.06%

7.89% Bajaj Housing Finance Ltd. (08/09/2032) 0.06%

Small Industries Development Bank of India (26/02/2027) 0.06%

India Universal Trust AL1 (20/04/2027) 0.06%

India Universal Trust AL2 (21/09/2027) 0.05%

0% GOI - (16/12/2028) STRIPS 0.05%

0% GOI - (17/06/2029) STRIPS 0.05%

0% GOI - (16/12/2029) STRIPS 0.05%

State Government Securities (28/11/2028) 0.05%

0% GOI - (22/02/2031) STRIPS 0.04%

0% GOI - (22/08/2031) STRIPS 0.04%

Government of India (06/10/2035) 0.04%

Government of India (23/05/2036) 0.03%

Government of India (20/03/2029) 0.02%

State Government Securities (29/03/2033) 0.02%

State Government Securities (27/03/2040) 0.02%

State Government Securities (27/03/2036) 0.02%

Government of India (11/05/2036) 0.02%

State Government Securities (14/09/2032) 0.02%

State Government Securities (16/09/2029) 0.01%

7.43% National Bank for Agriculture and Rural Development (31/01/2030) 0.01%

State Government Securities (15/04/2030) 0.01%

State Government Securities (21/10/2028) 0.01%

Government of India (25/11/2074) 0.01%

0% GOI - (15/06/2029) STRIPS 0.01%

0% GOI - (01/06/2029) STRIPS 0.01%

State Government Securities (24/08/2032) 0.01%

7.49% National Highways Authority of India (01/08/2029) 0.01%

Government of India (23/10/2028) 0.01%

Government of India (08/01/2028) 0.01%

0% GOI - (12/03/2029) STRIPS 0.00%

0% GOI - (16/06/2027) STRIPS 0.00%

State Government Securities (27/03/2038) 0.00%

Government of India (22/04/2064) 0.00%

State Government Securities (04/02/2043) 0.00%

Government of India (18/04/2029) 0.00%

Sector Allocation

Finance 1.82%

Miscellaneous 0.01%

Address

One World Center, Tower 1, 17th Floor,Jupiter Mills, Senapati Bapat Marg,Elphinstone Road, Mumbai Maharashtra India 400013

Phone

+91 22 43568008/ 8000

Fax

+91 22 43568110, 43568111

Launch Date

May 2, 2008

E-mail

abslamc.cs@adityabirlacapital.com

Website

https://mutualfund.adityabirlacapital.com

Custodian

Citibank NA

Registrar & Transfer Agent

Computer Age Management Services (P) Ltd.

Frequently Asked Questions

Q: What is the current NAV of Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly?

A: The latest NAV of Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly is ₹ 101.35 as on 05 Oct 2026.

Q: What type of mutual fund is Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly?

A: Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly is a 'Debt - Income' type mutual fund managed by 'Aditya Birla Sun Life AMC Limited'.

Q: What is the expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly?

A: The expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly is 0.75%, which impacts overall returns.

Q: Who manages Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly?

A: Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly is managed by Mr. Kaustubh Gupta, who oversees investment strategy and portfolio decisions.

Q: Is Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly a good investment?

A: Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly?

A: The exit load of Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly is Nil, applicable if redeemed within the specified period.

Q: How is Aditya Birla Sun Life Banking & PSU Debt Fund - IDCW-Quarterly taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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