e.g. Tata motors, Reliance MF, 500570

Aditya Birla Sun Life Credit Risk Fund - Growth

Debt Credit Opportunities Moderately High

NAV on (05 Oct 2026 )

₹25.46 ▲

(+0.08%)

Fund Size

₹1623.08 Crores

1Y Returns

11.01 %

 
Earn 1% Higher Returns in Direct Funds on dhan Invest  Top Funds
Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

 

Investment Objective

The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.

AMC

Aditya Birla Sun Life AMC Limited

Fund Details

Launch Date

March 30, 2015

Fund Manager

Ms. Sunaina Da Cunha

Initial Price

10

AUM Fund

1623.08 Cr

Min investment

Rs 500

Expense Ratio

1.6%

SIP Minimum Investment

Weekly - Rs. 100/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.Monthly - Rs. 100/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.

Exit Load

For redemption / switch-out of units on or before 1 year from the date of allotment: 1.00% of applicable NAV.For redemption / switch-out of units after 1 year: NIL.

1 Month

+0.08%

6 Months

+4.39%

1 Year

+11.01%

2 Years (CAGR)

+13.65%

3 Years (CAGR)

+12.08%

5 Years (CAGR)

+9.92%

Holdings

TREPS 6.62%
9.10% SK Finance Ltd. (10/08/2029) 5.63%
8.73% Eris Lifesciences Ltd. (07/06/2027) 4.56%
Jubilant Bevco Ltd. (31/05/2028) (ZCB) 4.49%
JTPM Metal Traders Ltd. (29/09/2028) (ZCB) 3.90%
8.45% Adani Airport Holdings Ltd. (12/02/2029) 3.65%
5.00% GMR Airports Ltd. (13/02/2027) 3.39%
7.46% REC Ltd. (30/06/2028) 3.07%
6.66% Small Industries Development Bank of India (25/10/2028) 3.02%
7.79% Tata Capital Housing Finance Ltd. (18/06/2030) 2.72%
Net Receivable / Payable 2.16%
9.25% Hinduja Leyland Finance Ltd. (09/07/2031) 2.14%
6.66% National Bank for Agriculture and Rural Development (12/10/2028) 2.11%
Indus Infra Trust 2.03%
9.50% Kogta Financial (India) Ltd. (30/10/2027) 1.99%
11.46% Gaursons India Pvt. Ltd. (26/12/2028) 1.97%
9.45% Vedanta Ltd. (05/06/2028) 1.87%
8.75% JSW Energy Ltd. (20/03/2028) 1.86%
8.62% SIS Ltd. (26/03/2028) 1.85%
8.32% Hero Housing Finance Ltd. (30/08/2027) 1.85%
8.50% IKF Finance Ltd. (10/03/2028) 1.83%
9.90% Oxyzo Financial Services Pvt. Ltd. (13/03/2029) 1.83%
8.00% Adani Power Ltd. (27/01/2028) 1.80%
8.85% Hinduja Housing Finance Ltd. (01/02/2027) 1.79%
State Government Securities (20/07/2035) 1.56%
8.40% Narayana Hrudayalaya Ltd. (15/02/2030) 1.54%
9.00% Aditya Birla Digital Fashion Ventures Ltd. (20/07/2029) 1.53%
7.02% Bajaj Housing Finance Ltd. (26/05/2028) 1.52%
State Government Securities (08/07/2044) 1.50%
IndiGrid Infrastructure Trust 1.45%
6.27% IKF Finance Ltd. (12/08/2027) 1.44%
Cube Highways Trust 1.40%
9.75% Nuvama Wealth Finance Ltd. (16/04/2027) 1.36%
14.60% IKF Finance Ltd. (28/04/2028) (FRN) 1.32%
Nexus Select Trust 1.24%
9.60% Avanse Financial Services Ltd. (30/04/2027) 1.24%
8.05% JSW Energy Ltd. (10/11/2028) 1.22%
Government of India (11/05/2036) 1.22%
7.27% National Bank for Agriculture and Rural Development (23/02/2029) 1.22%
7.38% REC Ltd. (28/02/2029) 1.14%
Embassy Office Parks Reit 1.04%
5.49% Adani Airport Holdings Ltd. (08/09/2028) 0.98%
8.35% Tata Projects Ltd. (22/07/2027) 0.92%
5.02% GMR Airports Ltd. (09/09/2029) 0.92%
5.00% GMR Airports Ltd. (13/08/2028) 0.86%
8.73% Eris Lifesciences Ltd. (07/12/2026) 0.83%
7.15% National Bank for Financing Infrastructure and Development (28/03/2035) 0.77%
8.95% Vedanta Ltd. (16/03/2029) 0.62%
8.20% Adani Power Ltd. (25/01/2029) 0.61%
6.59% Power Finance Corporation Ltd. (15/10/2030) 0.59%
Raajmarg Infra Investment Trust 0.37%
IRB Invit Fund 0.37%
8.66% Cholamandalam Investment & Finance Co. Ltd. (23/02/2033) 0.30%
Government of India (07/07/2040) 0.29%
Corporate Debt Mkt Devp. Fund-A2 0.26%
State Government Securities (18/03/2035) 0.14%
8.67% Power Finance Corporation Ltd. (18/11/2028) 0.07%
Government of India (06/10/2035) 0.02%

Sector Allocation

Finance 8.08%
Power 1.45%
Address
One World Center, Tower 1, 17th Floor,Jupiter Mills, Senapati Bapat Marg,Elphinstone Road, Mumbai Maharashtra India 400013
Phone
+91 22 43568008/ 8000
Fax
+91 22 43568110, 43568111
Launch Date
March 30, 2015
Custodian
Citibank NA
Registrar & Transfer Agent
Computer Age Management Services (P) Ltd.

Frequently Asked Questions

Q: What is the current NAV of Aditya Birla Sun Life Credit Risk Fund - Growth?

A: The latest NAV of Aditya Birla Sun Life Credit Risk Fund - Growth is ₹ 25.46 as on 05 Oct 2026.

Q: What type of mutual fund is Aditya Birla Sun Life Credit Risk Fund - Growth?

A: Aditya Birla Sun Life Credit Risk Fund - Growth is a 'Debt - Credit Opportunities' type mutual fund managed by 'Aditya Birla Sun Life AMC Limited'.

Q: What is the expense ratio of Aditya Birla Sun Life Credit Risk Fund - Growth?

A: The expense ratio of Aditya Birla Sun Life Credit Risk Fund - Growth is 1.6%, which impacts overall returns.

Q: Who manages Aditya Birla Sun Life Credit Risk Fund - Growth?

A: Aditya Birla Sun Life Credit Risk Fund - Growth is managed by Ms. Sunaina Da Cunha, who oversees investment strategy and portfolio decisions.

Q: Is Aditya Birla Sun Life Credit Risk Fund - Growth a good investment?

A: Aditya Birla Sun Life Credit Risk Fund - Growth may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of Aditya Birla Sun Life Credit Risk Fund - Growth?

A: The exit load of Aditya Birla Sun Life Credit Risk Fund - Growth is For redemption / switch-out of units on or before 1 year from the date of allotment: 1.00% of applicable NAV.For redemption / switch-out of units after 1 year: NIL., applicable if redeemed within the specified period.

Q: How is Aditya Birla Sun Life Credit Risk Fund - Growth taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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