Kotak Banking and PSU Debt Fund - Regular Plan - Growth

Debt Ultra Short Term Moderate

NAV on (04 Sep 2026 )

₹69.62 ▲

(+0.06%)

Fund Size

₹4999.1 Crores

1Y Returns

5.61 %

Earn 1% Higher Returns in Direct Funds on dhan Invest Top Funds

Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

Investment Objective

To generate risk free returns through investments in sovereign securities issued by the Central Govt and/or State Govts and/or reverse repos in such securities.

AMC

Kotak Mahindra Asset Management Company Ltd.

Fund Details

Launch Date

December 23, 1998

Fund Manager

Mr. Deepak Agrawal

Initial Price

AUM Fund

4999.1 Cr

Min investment

Rs 100

Expense Ratio

0.75%

SIP Minimum Investment

Monthly - Rs. 100/- and multiple of Re. 1/- thereafter. Minimum 10 installments.Quarterly - Rs. 100/- and multiple of Re. 1/- thereafter. Minimum 10 installments..

Exit Load

Nil

1 Month

+0.08%

6 Months

+2.61%

1 Year

+5.61%

2 Years (CAGR)

+6.70%

3 Years (CAGR)

+7.04%

5 Years (CAGR)

+6.11%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
Sundaram Banking and PSU Debt Fund - Direct Plan	9.39%	24.96%	₹262.2
Sundaram Banking & PSU Fund	9.24%	24.45%	₹470.74
JM Dynamic Bond Fund - Direct Plan	9.12%	21.74%	₹53.11
JM Dynamic Bond Fund - Direct Plan	9.12%	21.73%	₹53.11
JM Dynamic Bond Fund	8.64%	20.32%	₹53.11

Holdings

7.60% Power Finance Corporation Ltd. 6.65%

7.37% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT 4.00%

7.36% INDIAN OIL CORPORATION LTD. 3.84%

6.98% Gujarat State Govt - 2032 - Gujarat 3.33%

7.70% Power Grid Corporation of India Ltd. 3.24%

Net Current Assets/(Liabilities) 3.19%

8.55% HDFC BANK LTD. 3.08%

7.69% REC LTD 3.05%

6.80% STATE BANK OF INDIA. 2.88%

7.77% REC LTD 2.62%

7.83% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 2.53%

7.48% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 2.51%

7.34% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 2.50%

7.75% Power Finance Corporation Ltd. 2.03%

7.59% Power Finance Corporation Ltd. 2.01%

7.62% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 2.01%

7.40% Export-Import Bank of India 2.01%

6.45% ICICI BANK LTD. 1.97%

7.71% Central Government - 2066 1.97%

7.40% ICICI BANK LTD.(AT 1 Bonds) 1.96%

6.67% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT 1.95%

9.50% UNION BANK OF INDIA- AT1 Bonds 1.93%

7.53% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 1.71%

6.90% Central Government - 2065 1.67%

7.14% National Housing Bank 1.59%

Triparty Repo 1.57%

7.47% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.51%

8.80% Food Corporation of India 1.51%

7.39% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.50%

UNION BANK OF INDIA 1.45%

INDIAN BANK 1.42%

7.80% HDFC BANK LTD. 1.41%

7.49% Karnataka State Govt - 2035 - Karnataka 1.39%

7.40% Power Grid Corporation of India Ltd. 1.36%

7.54% Tamil Nadu State Govt - 2036 - Tamil Nadu 1.30%

8.01% REC LTD 1.23%

6.45% REC LTD 1.17%

9.00% HDFC BANK LTD. 1.03%

7.37% INDIAN RAILWAY FINANCE CORPORATION LTD. 1.01%

7.46% INDIAN RAILWAY FINANCE CORPORATION LTD. 1.01%

7.60% Food Corporation of India 1.01%

7.69% HDFC BANK LTD. 1.00%

7.42% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.00%

6.74% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.99%

6.99% ONGC PETRO ADDITIONS LTD. 0.98%

HDFC BANK LTD. 0.97%

7.05% Mahanagar Telephone Nigam Ltd. 0.97%

7.97% HDFC BANK LTD. 0.91%

7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 0.90%

7.63% Maharashtra State Govt - 2035 - Maharashtra 0.78%

7.19% Tamil Nadu State Govt - 2033 - Tamil Nadu 0.70%

7.42% Gujarat State Govt - 2031 - Gujarat 0.61%

7.70% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 0.50%

7.46% REC LTD 0.50%

7.70% REC LTD 0.50%

6.52% REC LTD 0.50%

SBI ALTERNATIVE INVESTMENT FUND 0.37%

7.18% Maharashtra State Govt - 2033 - Maharashtra 0.33%

7.24% Central Government - 2055 0.10%

7.65% INDIAN RAILWAY FINANCE CORPORATION LTD. 0.10%

7.80% Mahanagar Telephone Nigam Ltd. 0.10%

9.10% Power Finance Corporation Ltd. 0.05%

7.64% Power Finance Corporation Ltd. 0.02%

6.46% Gujarat State Govt - 2030 - Gujarat 0.01%

6.48% Central Government - 2035 0.00%

Sector Allocation

Finance 11.03%

Banks 9.56%

Service 1.01%

Address

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai Maharashtra India 400051

Phone

+91 22 61660001/02

Fax

+91 22 67082213

Launch Date

December 23, 1998

E-mail

fundaccops@kotakmutual.in

Website

https://www.kotakmf.com

Custodian

Deutsche Bank AG, Standard Chartered Bank.

Registrar & Transfer Agent

Computer Age Management Services (P) Ltd.

Frequently Asked Questions

Q: What is the current NAV of Kotak Banking and PSU Debt Fund - Regular Plan - Growth?

A: The latest NAV of Kotak Banking and PSU Debt Fund - Regular Plan - Growth is ₹ 69.62 as on 04 Sep 2026.

Q: What type of mutual fund is Kotak Banking and PSU Debt Fund - Regular Plan - Growth?

A: Kotak Banking and PSU Debt Fund - Regular Plan - Growth is a 'Debt - Ultra Short Term' type mutual fund managed by 'Kotak Mahindra Asset Management Company Ltd.'.

Q: What is the expense ratio of Kotak Banking and PSU Debt Fund - Regular Plan - Growth?

A: The expense ratio of Kotak Banking and PSU Debt Fund - Regular Plan - Growth is 0.75%, which impacts overall returns.

Q: Who manages Kotak Banking and PSU Debt Fund - Regular Plan - Growth?

A: Kotak Banking and PSU Debt Fund - Regular Plan - Growth is managed by Mr. Deepak Agrawal, who oversees investment strategy and portfolio decisions.

Q: Is Kotak Banking and PSU Debt Fund - Regular Plan - Growth a good investment?

A: Kotak Banking and PSU Debt Fund - Regular Plan - Growth may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of Kotak Banking and PSU Debt Fund - Regular Plan - Growth?

A: The exit load of Kotak Banking and PSU Debt Fund - Regular Plan - Growth is Nil, applicable if redeemed within the specified period.

Q: How is Kotak Banking and PSU Debt Fund - Regular Plan - Growth taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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