kotak Savings Fund - Direct Plan - IDCW-Monthly

Q: What type of mutual fund is kotak Savings Fund - Direct Plan - IDCW-Monthly?

kotak Savings Fund - Direct Plan - IDCW-Monthly is a 'Debt - Ultra Short Term' type mutual fund managed by 'Kotak Mahindra Asset Management Company Ltd.'.

Debt Ultra Short Term Low to Moderate

NAV on (10 Sep 2026 )

₹20.92 ▲

(+0.00%)

Fund Size

₹15920.73 Crores

1Y Returns

6.67 %

Earn 1% Higher Returns in Direct Funds on dhan Invest Top Funds

Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

Investment Objective

To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities , money market instruments and using appropriate derivatives.

AMC

Kotak Mahindra Asset Management Company Ltd.

Fund Details

Launch Date

January 1, 2013

Fund Manager

Mr. Deepak Agrawal

Initial Price

AUM Fund

15920.73 Cr

Min investment

Rs 100

Expense Ratio

0.36%

SIP Minimum Investment

Monthly - Rs. 100/- and multiple of Re. 1/- thereafter. Minimum 10 installments.Quarterly - Rs. 100/- and multiple of Re. 1/- thereafter. Minimum 10 installments..

Exit Load

Nil

1 Month

+0.60%

6 Months

+3.50%

1 Year

+6.67%

2 Years (CAGR)

+7.15%

3 Years (CAGR)

+7.23%

5 Years (CAGR)

+5.60%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
Sundaram Banking and PSU Debt Fund - Direct Plan	9.39%	24.96%	₹262.2
Sundaram Banking & PSU Fund	9.24%	24.45%	₹470.74
JM Dynamic Term Fund - Direct Plan	9.12%	21.74%	₹52.87
JM Dynamic Term Fund - Direct Plan	9.12%	21.73%	₹52.87
JM Dynamic Term Fund	8.64%	20.32%	₹52.87

Holdings

7.80% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 3.62%

182 DAYS TREASURY BILL 11/02/2027 3.21%

6.54% Tamil Nadu State Govt - 2029 - Tamil Nadu 2.82%

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 2.23%

Triparty Repo 2.15%

6.90% Maharashtra State Govt - 2030 - Maharashtra 1.89%

7.99% MANKIND PHARMA LTD 1.89%

8.45% MUTHOOT FINANCE LTD. 1.88%

INDUSIND BANK LTD. 1.84%

MINDSPACE BUSINESS PARKS REIT 1.78%

NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 1.53%

PUNJAB NATIONAL BANK 1.52%

YES BANK LTD. 1.51%

SO PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST) 1.29%

9.40% VEDANTA LTD. 1.26%

7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 1.26%

8.50% TATA PROJECTS LTD. 1.26%

7.65% POONAWALLA FINCORP LIMITED 1.25%

7.45% TORRENT PHARMACEUTICALS LTD. 1.25%

7.30% BHARTI TELECOM LTD. 1.23%

364 DAYS TREASURY BILL 11/02/2027 1.22%

PUNJAB & SIND BANK 1.21%

8.20% ADANI POWER LTD 1.19%

Net Current Assets/(Liabilities) 1.11%

9.15% PIRAMAL FINANCE LTD 1.10%

7.35% Madhya Pradesh State Govt - 2027 - Madhya Pradesh 0.95%

8.95% NUVAMA WEALTH FINANCE LIMITED 0.94%

8.80% 360 ONE PRIME LTD. 0.94%

TATA TELESERVICES LIMITED 0.93%

TATA HOUSING DEVELOPMENT CO. LTD. 0.91%

FEDERAL BANK LTD. 0.89%

TORRENT PHARMACEUTICALS LTD. 0.89%

7.97% MANKIND PHARMA LTD 0.79%

FRB ICICI HOME FINANCE COMPANY LIMITED 0.79%

IIFL FINANCE LIMITED 0.75%

JUBILANT BEVCO LIMITED 0.70%

8.78% MUTHOOT FINANCE LTD. 0.63%

8.75% 360 ONE PRIME LTD. 0.63%

7.30% TATA CAPITAL HOUSING FINANCE LTD. 0.63%

364 DAYS TREASURY BILL 10/09/2026 0.63%

7.05% EMBASSY OFFICE PARKS REIT 0.63%

6.04% Gujarat State Govt - 2026 - Gujarat 0.63%

FRB Mahindra & Mahindra Financial Services Ltd. 0.63%

FRB MUTHOOT FINANCE LTD. 0.63%

6.92% Power Finance Corporation Ltd. 0.63%

Bahadur Chand Investments Private Limited 0.62%

Manappuram Finance Ltd. 0.61%

MUTHOOT FINANCE LTD. 0.61%

AXIS SECURITIES LIMITED 0.60%

BIRLA GROUP HOLDING PRIVATE LIMITED 0.60%

7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu 0.47%

7.88% MUTHOOT FINANCE LTD. 0.46%

EMBASSY OFFICE PARKS REIT 0.45%

CHOLAMANDALAM SECURITIES LIMITED 0.42%

8.65% BHARTI TELECOM LTD. 0.38%

SO PTC IIFL FIN LIQUID GOLD (SERIES 14A) 20/07/2027(LIQUID GOLD SERIES 14) 0.36%

SO PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9) 0.34%

FRB Central Government - 2028 0.32%

9.31% VEDANTA LTD. 0.32%

AXIS BANK LTD. 0.31%

7.12% TATA CAPITAL HOUSING FINANCE LTD. 0.31%

7.68% GODREJ SEEDS AND GENETICS LTD. 0.31%

7.99% GODREJ SEEDS AND GENETICS LTD. 0.31%

FRB TATA CAPITAL LTD. 0.31%

BANK OF BARODA 0.30%

BANK OF INDIA 0.30%

SBI ALTERNATIVE INVESTMENT FUND 0.30%

CREDILA FINANCIAL SERVICES PVT LTD 0.30%

UNION BANK OF INDIA 0.30%

HDFC BANK LTD. 0.30%

CANARA BANK 0.30%

7.57% Gujarat State Govt - 2026 - Gujarat 0.28%

6.40% LIC HOUSING FINANCE LTD. 0.16%

GS CG 17/12/2026 - 0.16%

8.10% GODREJ INDUSTRIES LTD 0.16%

8.40% GODREJ PROPERTIES LIMITED 0.16%

7.84% TATA CAPITAL HOUSING FINANCE LTD. 0.15%

8.42% GODREJ INDUSTRIES LTD 0.09%

360 ONE PRIME LTD. 0.06%

TATA CAPITAL LTD.- (ZCB) 0.04%

7.50% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 0.03%

8.75% GODREJ FINANCE LTD 0.03%

7.43% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.02%

7.17% Rajasthan State Govt - 2026 - Rajasthan 0.01%

Sector Allocation

Banks 11.01%

Finance 7.84%

Pharmaceuticals and health care 0.89%

Address

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai Maharashtra India 400051

Phone

+91 22 61660001/02

Fax

+91 22 67082213

Launch Date

January 1, 2013

E-mail

fundaccops@kotakmutual.in

Website

https://www.kotakmf.com

Custodian

Deutsche Bank AG, Standard Chartered Bank.

Registrar & Transfer Agent

Computer Age Management Services (P) Ltd.

Frequently Asked Questions

Q: What is the current NAV of kotak Savings Fund - Direct Plan - IDCW-Monthly?

A: The latest NAV of kotak Savings Fund - Direct Plan - IDCW-Monthly is ₹ 20.92 as on 10 Sep 2026.

Q: What type of mutual fund is kotak Savings Fund - Direct Plan - IDCW-Monthly?

A: kotak Savings Fund - Direct Plan - IDCW-Monthly is a 'Debt - Ultra Short Term' type mutual fund managed by 'Kotak Mahindra Asset Management Company Ltd.'.

Q: What is the expense ratio of kotak Savings Fund - Direct Plan - IDCW-Monthly?

A: The expense ratio of kotak Savings Fund - Direct Plan - IDCW-Monthly is 0.36%, which impacts overall returns.

Q: Who manages kotak Savings Fund - Direct Plan - IDCW-Monthly?

A: kotak Savings Fund - Direct Plan - IDCW-Monthly is managed by Mr. Deepak Agrawal, who oversees investment strategy and portfolio decisions.

Q: Is kotak Savings Fund - Direct Plan - IDCW-Monthly a good investment?

A: kotak Savings Fund - Direct Plan - IDCW-Monthly may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of kotak Savings Fund - Direct Plan - IDCW-Monthly?

A: The exit load of kotak Savings Fund - Direct Plan - IDCW-Monthly is Nil, applicable if redeemed within the specified period.

Q: How is kotak Savings Fund - Direct Plan - IDCW-Monthly taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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