e.g. Tata motors, Reliance MF, 500570

Nippon India Credit Risk Fund - Institutional Plan - Growth

Debt Credit Opportunities High

NAV on (12 Oct 2026 )

₹40.24 ▼

(-0.09%)

Fund Size

₹1698.72 Crores

1Y Returns

7.55 %

 
Earn 1% Higher Returns in Direct Funds on dhan Invest  Top Funds
Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

 

Investment Objective

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shallpredominantly be made in Debt & Money Market Instruments.

AMC

Nippon Life India Asset Management Ltd.

Fund Details

Launch Date

July 13, 2009

Fund Manager

Mr. Sushil Budhia

Initial Price

10

AUM Fund

1698.72 Cr

Min investment

Rs 30000000

Expense Ratio

1.36%

Exit Load

25% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.

1 Month

+0.14%

6 Months

+3.64%

1 Year

+7.55%

2 Years (CAGR)

+8.45%

3 Years (CAGR)

+8.35%

5 Years (CAGR)

+7.34%

Holdings

Triparty Repo 7.74%
10.5% Triumph Composites Limited 4.68%
11.81% Prospera Healthcorp Private Limited 3.81%
7.44% National Bank For Agriculture and Rural Development 3.21%
8.45% Adani Airport Holdings Limited 3.20%
9.75% Delhi International Airport Limited 3.00%
Samriddhi Trust 2.98%
6.36% Government of India 2.90%
6.66% National Bank For Agriculture and Rural Development 2.89%
Bank of Baroda 2.87%
HDFC Bank Limited 2.86%
10.4% Muthoot Fincorp Ltd 2.65%
10.96% Gaursons India Private Limited 2.35%
10.2% Navi Finserv Limited 2.35%
8.55% Aditya Birla Real Estate Limited 2.35%
9.5% Vedanta Aluminium Metal Limited 2.08%
9.95% Hiranandani Financial Services Private Limited 2.07%
Small Industries Dev Bank of India 1.95%
5% GMR Airports Limited 1.93%
Auxilo Finserve Private Limited 1.88%
8.28% Mancherial Repallewada Road Private Limited 1.87%
9.25% Truhome Finance Limited 1.78%
6.84% State Government Securities 1.74%
JSW Kalinga Steel Limited 1.53%
8.8% REC Limited 1.51%
7.26% Government of India 1.49%
8.95% Vedanta Limited 1.48%
9.15% Andhra Pradesh State Beverages Corporation Limited 1.48%
7.96% Mindspace Business Parks REIT 1.48%
7.02% Government of India 1.48%
7.62% National Bank For Agriculture and Rural Development 1.47%
8% Adani Power Limited 1.47%
7.79% Small Industries Dev Bank of India 1.47%
8.9% Incred Financial Services Limited 1.46%
6.57% State Government Securities 1.43%
10.81% Bamboo Hotel And Global Centre (Delhi) Private limited 1.36%
10.15% Nuvoco Vistas Corporation Limited 1.31%
7.32% Government of India 1.20%
8.15% Torrent Power Limited 1.17%
9.25% Muthoot Mcred Limited 1.15%
7.65% State Government Securities 0.89%
8.9% Veritas Finance Private Limited 0.87%
9.7% Muthoot Microfin Ltd 0.87%
Jubilant Beverages Limited 0.82%
10% Kosamattam Finance Limited 0.70%
8.22% State Government Securities 0.61%
7.6% Power Finance Corporation Limited 0.59%
7.7% Adani Transmission Step-Two Limited 0.59%
Trust Investment Advisors Private Limited 0.59%
9.4% Indostar Home Finance Private Limited 0.47%
8.08% Suryapet Khammam Road Ltd 0.41%
9.31% Vedanta Limited 0.30%
9.45% Vedanta Limited 0.30%
7.17% Government of India 0.30%
8.42% State Government Securities 0.30%
Corporate Debt Market Development Fund Class A2 0.25%
8.95% Vastu Finserve India Private Limited 0.24%
Jubilant Bevco Limited 0.17%
Cash Margin - CCIL 0.12%
8.55% Godrej Properties Limited 0.06%
9.35% Telangana State Industrial Infrastructure Corporation Limited 0.03%
Net Current Assets -1.81%

Sector Allocation

Banks 5.73%
Finance 3.76%
Address
4th Floor, Tower A,Peninsula Business Park,Ganapatrao Kadam Marg,Lower Parel (W), Mumbai Maharashtra India 400013
Phone
+91 22 68087000
Fax
+91 22 68087097
Launch Date
July 13, 2009
Custodian
Deutsche Bank AG
Registrar & Transfer Agent
KFIN Technologies Pvt. Ltd.

Frequently Asked Questions

Q: What is the current NAV of Nippon India Credit Risk Fund - Institutional Plan - Growth?

A: The latest NAV of Nippon India Credit Risk Fund - Institutional Plan - Growth is ₹ 40.24 as on 12 Oct 2026.

Q: What type of mutual fund is Nippon India Credit Risk Fund - Institutional Plan - Growth?

A: Nippon India Credit Risk Fund - Institutional Plan - Growth is a 'Debt - Credit Opportunities' type mutual fund managed by 'Nippon Life India Asset Management Ltd.'.

Q: What is the expense ratio of Nippon India Credit Risk Fund - Institutional Plan - Growth?

A: The expense ratio of Nippon India Credit Risk Fund - Institutional Plan - Growth is 1.36%, which impacts overall returns.

Q: Who manages Nippon India Credit Risk Fund - Institutional Plan - Growth?

A: Nippon India Credit Risk Fund - Institutional Plan - Growth is managed by Mr. Sushil Budhia, who oversees investment strategy and portfolio decisions.

Q: Is Nippon India Credit Risk Fund - Institutional Plan - Growth a good investment?

A: Nippon India Credit Risk Fund - Institutional Plan - Growth may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of Nippon India Credit Risk Fund - Institutional Plan - Growth?

A: The exit load of Nippon India Credit Risk Fund - Institutional Plan - Growth is 25% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units., applicable if redeemed within the specified period.

Q: How is Nippon India Credit Risk Fund - Institutional Plan - Growth taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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