e.g. Tata motors, Reliance MF, 500570

UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly

Debt Income Moderately High

NAV on (13 Oct 2026 )

₹13.30 ▲

(+0.03%)

Fund Size

₹248.95 Crores

1Y Returns

6.02 %

 
Earn 1% Higher Returns in Direct Funds on dhan Invest  Top Funds
Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

 

Investment Objective

To generate reasonable income and capital appreciation by investing in debt & money market instruments across different maturities and credit ratings.

AMC

UTI Asset Management Co. Ltd.

Fund Details

Launch Date

January 1, 2013

Fund Manager

Mr. Anurag Mittal

Initial Price

10

AUM Fund

248.95 Cr

Min investment

Rs 1000

Expense Ratio

1.04%

SIP Minimum Investment

Daily - Rs. 500/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.Weekly - Rs. 500/- and multiple of Re. 1/- thereafter. Minimum 6 installments.Monthly - Rs. 500/- and multiple of Re. 1/- thereafter. Minimum 6 installments.Quarterly - Rs. 1500/- and multiple of Re. 1/- thereafter. Minimum 4 installments.

Exit Load

Redemption within 1 year from the date of allotment -(i) upto 10% of the allotted units - Nil(ii) Beyond 10% of the allotted units - 1.00%Redemption after 1 year from the date of allotment: - Nil.

1 Month

-0.00%

6 Months

+3.05%

1 Year

+6.02%

2 Years (CAGR)

+7.17%

3 Years (CAGR)

+7.66%

5 Years (CAGR)

+7.00%

Equity / Mid Cap funds 1Y 3Y Fund Size (Cr)
13.28% 0.00% ₹1733.73
9.63% 15.58% ₹303.9
9.60% 0.00% ₹5056.71
9.15% 79.69% ₹236.82
9.11% 26.73% ₹547.11

Holdings

7.10% - MAT - 08/04/2034 9.47%
JTPM METAL TRADERS LIMITED 7.80%
PIRAMAL FINANCE LIMITED 7.20%
VEDANTA ALUMINIUM METAL LTD. 6.07%
AADHAR HOUSING FINANCE LIMITED 6.06%
TATA PROJECTS LTD 6.04%
ADANI POWER LTD. 6.01%
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 5.85%
AVANSE FINANCIAL SERVICES LIMITED 5.84%
NET CURRENT ASSETS 5.51%
ERIS LIFESCIENCES LTD 4.62%
07.18% MAT -14/08/2033 4.06%
360 ONE PRIME LTD 4.01%
ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED 3.99%
ADITYA BIRLA RENEWABLES LTD 3.62%
GODREJ SEEDS AND GENETICS LIMITED 2.98%
INVIT - INDUS INFRA TRUST 2.19%
7.79% UTTARPRADESH SDL 29/03/2033 0.89%
VEDANTA LTD 0.81%
6.54% MAT - 17/01/2032 0.79%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS 0.54%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.05%
7.38% 20/06/2027 0.00%

Sector Allocation

Finance 9.39%
Metals - Non Ferrous 6.07%
Service 6.01%
Mining 0.81%
Address
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai Maharashtra India 400051
Phone
+91 22 66786666
Fax
+91 22 66786503, 66786578
Launch Date
January 1, 2013
Custodian
Axis Bank Ltd., Deutsche Bank AG, Stock Holding Corporation of India Limited.
Registrar & Transfer Agent
KFIN Technologies Pvt. Ltd.

Frequently Asked Questions

Q: What is the current NAV of UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly?

A: The latest NAV of UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly is ₹ 13.30 as on 13 Oct 2026.

Q: What type of mutual fund is UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly?

A: UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly is a 'Debt - Income' type mutual fund managed by 'UTI Asset Management Co. Ltd.'.

Q: What is the expense ratio of UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly?

A: The expense ratio of UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly is 1.04%, which impacts overall returns.

Q: Who manages UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly?

A: UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly is managed by Mr. Anurag Mittal, who oversees investment strategy and portfolio decisions.

Q: Is UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly a good investment?

A: UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly?

A: The exit load of UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly is Redemption within 1 year from the date of allotment -(i) upto 10% of the allotted units - Nil(ii) Beyond 10% of the allotted units - 1.00%Redemption after 1 year from the date of allotment: - Nil., applicable if redeemed within the specified period.

Q: How is UTI Credit Risk Fund - Direct Plan - IDCW-Half Yearly taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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