UTI Retirement Fund - Growth

Hybrid Debt High

NAV on (31 Oct 2025 )

₹50.27 ▼

(-0.20%)

Fund Size

₹4658.83 Crores

1Y Returns

4.85 %

Earn 1% Higher Returns on Direct Funds

Invest Top Funds

Investment Objective

The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of repurchase value of their holding through a systematic withdrawal plan.

AMC

UTI Asset Management Co. Ltd.

Fund Details

Launch Date

December 26, 1994

Fund Manager

Mr. Sunil Patil

Initial Price

AUM Fund

4632.34 Cr

Min investment

Rs 500

Expense Ratio

1.65%

SIP Minimum Investment

Daily - Rs. 500/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.Weekly - Rs. 500/- and multiple of Re. 1/- thereafter. Minimum 6 installments.Monthly - Rs. 500/- and multiple of Re. 1/- thereafter. Minimum 6 installments.Quarterly - Rs. 1500/- and multiple of Re. 1/- thereafter. Minimum 4 installments.

Exit Load

1% for redemption within 1 year.

1 Month

+2.01%

6 Months

+2.97%

1 Year

+4.85%

2 Years

+13.16%

3 Years

+12.16%

5 Years

+13.68%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
Bandhan Asset Allocation Fund of Fund - Aggressive Plan	11.05%	21.36%	₹18.6
ICICI Prudential Asset Allocator Fund (FOF) - Direct Plan	10.35%	55.06%	₹27750.45
ICICI Prudential Asset Allocator Fund (FOF) - Direct Plan	10.35%	32.77%	₹27750.45
ICICI Prudential Asset Allocator Fund (FOF) - Direct Plan	10.35%	32.77%	₹27750.45
ICICI Prudential Asset Allocator Fund (FOF)	9.24%	50.18%	₹27750.45

Holdings

07.18% MAT -24/07/2037 6.96%

6.33% MAT - 05/05/2035 5.38%

NET CURRENT ASSETS 4.18%

07.32% MAT -13/11/2030 3.70%

6.92% G SEC MAT- 18/11/39 3.66%

HDFC BANK LIMITED 3.41%

ICICI BANK LTD 2.82%

HDFC BANK LTD. 2.78%

7.10% - MAT - 08/04/2034 2.32%

INFOSYS LTD. 2.03%

POWER FINANCE CORPORATION LTD. 1.65%

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.64%

ITC LTD. 1.61%

6.28% MAT- 14/07/2032 1.60%

RELIANCE INDUSTRIES LTD. 1.54%

07.32% RAJASTHAN SGS MAT- 24/09/2035 1.22%

VEDANTA LTD 1.18%

INDIAN RAILWAY FINANCE CORPORATION LIMITED 1.10%

REC LTD 1.10%

EXPORT IMPORT BANK OF INDIA 1.09%

ADITYA BIRLA CAPITAL LTD 1.09%

7.56% WB SDL MAT - 01/10/45 1.08%

BAJAJ FINANCE LTD. 1.07%

7.12% MAHARASHTRA SGS MAT -16/07/2047 1.05%

06.82 TN SDL MAT 16/07/2035 1.04%

MARUTI SUZUKI INDIA LTD. 1.04%

LARSEN & TOUBRO LTD. 1.03%

6.82% ANDHRA SGS MAT -04/06/2036 1.03%

INDUS TOWERS LIMITED 0.92%

WIPRO LIMITED 0.89%

MAHINDRA & MAHINDRA LTD. 0.88%

POWER GRID CORPORATION OF INDI 0.88%

HCL TECHNOLOGIES LTD. 0.80%

INTERGLOBE AVIATION LTD 0.74%

6.98% MAHARASHTRA SGS MAT -25/06/2037 0.73%

7.35%TN SGS MAT - 03/07/2034 0.71%

STATE BANK OF INDIA 0.68%

08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 0.61%

BHARTI AIRTEL LTD. 0.58%

7.41% GS MAT - 19/12/2036 0.56%

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 0.55%

07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 0.54%

SHRIRAM FINANCE LTD 0.54%

7.32% CHHATTISGARH SDL 05/03/2037 0.54%

7.24% MAT- 18/08/2055 0.54%

AXIS FINANCE LTD 0.54%

LIC HOUSING FINANCE LTD. 0.54%

POONAWALLA FINCORP LTD. 0.54%

ADITYA BIRLA HOUSING FINANCE LTD 0.54%

7.08% A P SGL MAT - 26/03/2037 0.53%

6.96% AP SDL MAT - 06/08/2034 0.53%

07.13% MAHARASTRA GOVT. 16/07/2048 0.52%

GRASIM INDUSTRIES LTD. 0.50%

NIIT LEARNING SYSTEMS LTD 0.49%

AJANTA PHARMA LTD. 0.49%

GLENMARK PHARMACEUTICALS LTD. 0.49%

KOTAK MAHINDRA BANK LTD. 0.47%

REIT- MINDSPACE BUSINESS PARKS 0.46%

EMAMI LTD. 0.45%

CAPLIN POINT LABORATORIES LTD 0.45%

BHARAT PETROLEUM CORPN LTD. 0.44%

REIT- KNOWLEDGE REALTY TRUST REIT 0.44%

COAL INDIA LTD. 0.44%

HERO MOTOCORP LTD. 0.43%

AUROBINDO PHARMA LTD. 0.43%

INDIAN BANK 0.43%

NIPPON LIFE INDIA ASSET MANAGE 0.42%

JK PAPER LTD. 0.42%

MAHINDRA HOLIDAYS & RESORTS IN 0.41%

ADITYA BIRLA CAPITAL LTD 0.41%

FEDERAL BANK LTD. 0.40%

G R INFRAPROJECTS LTD 0.40%

DR REDDYS LABORATORIES LTD. 0.40%

RAYMOND LIFESTYLE LTD 0.39%

INDUSIND BANK 0.39%

GREAT EASTERN SHIPPING CO. LTD 0.39%

OIL INDIA LTD. 0.36%

SUNDARAM FINANCE LTD. 0.36%

MOTILAL OSWAL FINANCIAL SERVIC 0.35%

LIC OF INDIA 0.35%

MAX FINANCIAL SERVICES LTD. 0.34%

PIRAMAL FINANCE LTD. 0.34%

MANKIND PHARMA LTD 0.33%

CROMPTON GREAVES CONSUMER ELEC 0.32%

INDO COUNT INDUSTRIES LTD. 0.32%

BAJAJ AUTO LTD. 0.31%

PHOENIX MILLS LTD 0.31%

TIPS MUSIC LIMITED 0.27%

MPHASIS LTD 0.27%

GODREJ SEEDS & GENETICS LIMITED 0.27%

SHIVALIK BIMETAL CONTROLS LTD 0.27%

INDIAMART INTERMESH LTD 0.26%

DCM SHRIRAM LTD. 0.26%

08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1 0.26%

MARKSANS PHARMA LTD. 0.25%

ICICI PRUDENTIAL LIFE INSURA L 0.25%

COLGATE PALMOLIVE INDIA LTD. 0.25%

GHCL LTD. 0.25%

REIT- NEXUS SELECT TRUST 0.24%

UPL LTD. 0.24%

07.26% TAMILNADU SGS MAT- 24/09/2035 0.21%

ROSSARI BIOTECH LTD 0.19%

(RTS-PP)BHARTI AIRTEL LTD 0.18%

OIL & NATURAL GAS CORPORATION 0.18%

S.P.APPARELS LTD 0.16%

BIOCON LTD. 0.14%

PETRONET LNG LTD. 0.12%

UTI - Nifty 50 ETF ETF 0.12%

AXIS BANK LTD. STD - MARGIN 0.11%

Nifty 5 yr Benchmark G-Sec ETF 0.11%

Nifty 10 yr Benchmark G-Sec ETF 0.10%

CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.03%

07.08% HARYANA SDL MAT - 26/03/2039 0.02%

7.19% MAHARASHTRA SDL-27/02/2040 0.02%

7.46% MAHARASHTRA SDL-21/02/2035 0.00%

Sector Allocation

Banks 14.11%

Information Technology 4.74%

Finance 12.78%

Tobacco 1.61%

Miscellaneous 3.67%

Mining 1.62%

Auto 2.66%

Telecommunications 1.68%

Power 0.88%

Service 1.01%

Pharmaceuticals and health care 3.04%

Personal Care 0.70%

Petroleum 0.62%

Paper 0.42%

Hospitality 0.41%

Infrastructure 0.40%

Shipping 0.39%

Petrochemicals 0.48%

Electric Equipment 0.32%

Textiles 0.79%

Iron and Steel 0.27%

Chemicals 0.49%

Agriculture/Horticulture/Lives 0.19%

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai Maharashtra India 400051

Phone

+91 22 66786666

Fax

+91 22 66786503, 66786578

Launch Date

December 26, 1994

E-mail

service@uti.co.in

Website

https://www.utimf.com

Custodian

Axis Bank Ltd., Deutsche Bank AG, Stock Holding Corporation of India Limited.

Registrar & Transfer Agent

KFIN Technologies Pvt. Ltd.

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UTI Retirement Fund - Growth

Investment Objective

AMC

Fund Details

SIP Minimum Investment

Exit Load

Holdings

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