CSB Bank Q1 Profit Jumps 27% to Rs 150 Cr; Asset Quality Up

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Jul 22, 2026 14:25

CSB Bank reports a 27% rise in Q1 net profit to Rs 150 crore, driven by core income. Asset quality improved with lower NPAs. Get full financial results.

CSB Bank Q1 Profit Jumps 27% to Rs 150 Cr; Asset Quality Up

Illustration: Uttam Ghosh/Rediff.com

New Delhi, Jul 22 (PTI) CSB Bank on Wednesday reported a 27 per cent increase in the June quarter net profit at Rs 150 crore aided by core income.

The private sector lender had earned Rs 119 crore profit in the year-ago period.

Total income improved to Rs 1,516 crore from Rs 1,286 crore a year ago.

Interest income grew to Rs 1,287 crore from Rs 1,041 crore, CSB Bank said in a regulatory filing.

The bank's net interest income also increased 26 per cent to Rs 479 crore from Rs 379 crore in the same quarter in the previous financial year.

The bank's asset quality improved as Gross Non-Performing Assets (NPAs) fell to 1.75 per cent of gross advances as of June 30, 2026, from 1.84 per cent a year ago.

Similarly, net NPAs, too, declined to 0.39 per cent from 0.66 per cent at the end of the first quarter of the previous financial year.

As a result, provisions and contingencies eased to Rs 49 crore from Rs 61 crore earmarked during the same quarter a year ago.

The bank's capital adequacy ratio declined to 19.96 per cent from 21.71 per cent on June 30, 2025.

Source: PTI By Rediff Money Desk, New Delhi

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