ESAF Small Finance Bank Crosses Rs 50,000 Cr Business

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Jun 12, 2026 14:53

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ESAF Small Finance Bank''s total business hits Rs 50,000 crore. Bank reports Rs 24 crore net profit in Q4 FY26, with improved asset quality and reduced NPAs.
ESAF Small Finance Bank Crosses Rs 50,000 Cr Business
New Delhi, Jun 12 (PTI) ESAF Small Finance Bank on Friday said the bank's total business has crossed Rs 50,000 crore.

Total deposits of the bank stood at Rs 26,197 crore and gross advances were at Rs 23,832 crore on June 11.

"We wish to inform that the total business (aggregate of deposits and advances) of ESAF Small Finance Bank Ltd has crossed Rs 50,000 crore as on June 11, 2026," the bank said in a regulatory filing.

For the fourth quarter ended March 2026, ESAF Small Finance Bank reported a net profit of Rs 24 crore as against a loss of Rs 183 crore in the year-ago period.


Total income rose to Rs 1,196 crore in the period under review from Rs 1,037 crore in January-March FY25.

At the same time, interest income increased to Rs 995 crore during the quarter compared to Rs 892 crore in the corresponding period a year ago.

The operating profit of the bank also improved to Rs 241 crore against Rs 91 crore in Q4 FY25.

On the asset quality side, the bank's gross non-performing assets (NPAs) moderated to 5.41 per cent of gross advances as of March 31, 2026, from 6.87 per cent reported at the end of March 2025. Net NPAs also eased to 1.77 per cent from 2.99 per cent.
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