NHB Gruh Sugam Portal for Defence Personnel

New Delhi, Mar 26 (PTI) National Housing Bank (NHB), the apex agency established by the government to promote a cost-effective housing finance system, has launched the Gruh Sugam Portal.

The portal enables defence/government personnel to avail home loans with ease from the location of their posting, NHB said in a statement on Thursday.

This portal will accelerate digital lending adoption and financial inclusion, it said.

It will facilitate increased home ownership through improved access to housing loans, strengthening the mission of promoting affordable and sustainable housing finance, it said.


Defence personnel, members of paramilitary forces, government employees (state and central) can apply for housing loans digitally through their respective administrative units, and there is no need to visit the banks and financial institutions for loan approvals and processing, it said.

The portal enables registration by the government entity for accessing the facilities of the portal, it said, adding that the employees register their request for a housing loan with minimal data, which is then relayed to the registered lending institutions.

The lending institutions will provide their best offer, which can be compared and accepted by the loan applicant, it said.

This will improve ease of accessing home loan facility, especially by the defence/paramilitary forces from remote locations, thereby increasing affordable home ownership in the country, it added.