Search result for 'retail credit'

Debt securitisation volume rose to Rs 49,000 crore in April-June 2025, driven by NBFC growth. Crisil report highlights market trends and key players.

RBL Bank aims to widen net interest margins (NIMs) from retail assets by shifting to higher-yielding assets & launching commercial vehicle finance. Focus on tier-II/III cities and digital inputs.

Retail loan origination growth fell to 5% in Q4 FY25, down from 12% YoY. Young borrowers in metros and urban areas are borrowing less, impacting consumer durable loans, credit cards and personal...

Retail credit growth slowed to 5% in Q4 FY25, down from 12% YoY. Report highlights softening demand, particularly among younger consumers, and a two-year low Credit Market Indicator.

Crisil predicts bank credit growth to accelerate to 13% in FY26, driven by regulatory measures, consumption boost, and lower interest rates. However, the agency highlights the need to monitor...

Reserve Bank of India cuts key interest rate for the first time in 5 years, leading to lower home, auto and other loan rates. Read more.

Indian public sector banks (PSBs) have posted a record Rs 1.29 lakh crore profit in April-December 2022, driven by improved asset quality, strong credit growth, and adequate capital buffers.

CCI approves Kotak Mahindra Bank's acquisition of Standard Chartered Bank India's personal loans portfolio for Rs 4,100 crore, strengthening its position in the retail credit market.

Finance Minister Nirmala Sitharaman has approved the creation of Chief General Manager (CGM) posts in five public sector banks, including Bank of Maharashtra, Central Bank of India, and UCO Bank....

RBI Governor Shaktikanta Das cautions NBFCs against unsustainable growth practices, emphasizing the need for compliance, strong risk management, and fair customer treatment. The central bank warns...

Federal Bank's loan portfolio grew by 20% in the first quarter, with retail credit book up 25% and wholesale credit book up 14%. Deposits also rose by 20% year-on-year.

CRISIL forecasts inflation to average 4.5% in FY24, with food inflation expected to soften and non-food inflation to remain soft. The report also highlights concerns about rising food prices and...

Crisil predicts a slowdown in bank credit growth to 14% in FY25, driven by lower GDP growth, RBI measures and a high base effect. Retail and MSME segments are expected to see a moderation in growth.

A domestic rating agency predicts an increase in household savings in FY24, driven by factors like rising bank deposits and moderation in retail credit growth. Learn more about the economic...

The Competition Commission of India (CCI) has cleared IndoEdge's proposed acquisition of an 8% stake in MG Motor India. The deal involves IndoEdge India Fund - LVF Scheme, a large value fund for...

Retail loan growth moderated in the September quarter, while unsecured loan NPAs increased, according to a report by TransUnion Cibil. Home loans saw no growth, while other segments showed slower...

CareEdge Ratings predicts positive bank credit offtake in 2024, driven by economic expansion and retail credit growth. Deposit growth is also expected to improve.

Non-banking lender 360 One Prime plans to raise Rs 1,000 crore through its first public issue of secured NCDs. The issue will open for subscription on January 11, with a base issue size of Rs 200...

Federal Bank has reported an 18% increase in advances to Rs 2.02 lakh crore for the December quarter, driven by strong retail and wholesale credit growth.

India's corporate bond market is set to more than double to Rs 100 lakh crore by 2030, driven by capex, infrastructure growth, and financialisation of savings.

Crisil predicts India's corporate bond market will more than double by 2030, driven by infrastructure spending, strong retail credit, and growing investor appetite. Learn more about the key drivers.

CRISIL forecasts NBFC asset growth to slow to 16-18% in FY24 due to regulatory measures on unsecured retail loans. Read more about the impact on NBFCs.