kotak Savings Fund - Direct Plan - Growth

Debt Ultra Short Term Low to Moderate

NAV on (09 Dec 2025 )

₹46.21 ▼

(-0.00%)

Fund Size

₹15417.3 Crores

1Y Returns

7.36 %

Earn 1% Higher Returns on Direct Funds

Invest Top Funds

Investment Objective

To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities , money market instruments and using appropriate derivatives.

AMC

Kotak Mahindra Asset Management Company Ltd.

Fund Details

Launch Date

January 1, 2013

Fund Manager

Mr. Deepak Agrawal

Initial Price

AUM Fund

15417.3 Cr

Min investment

Rs 100

Expense Ratio

0.37%

SIP Minimum Investment

Monthly - Rs. 100/- and multiple of Re. 1/- thereafter. Minimum 10 installments.Quarterly - Rs. 100/- and multiple of Re. 1/- thereafter. Minimum 10 installments..

Exit Load

Nil

1 Month

+0.53%

6 Months

+3.06%

1 Year

+7.36%

2 Years

+7.55%

3 Years

+7.46%

5 Years

+6.13%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
Bandhan Floater Fund - Direct Plan	15.76%	24.41%	₹300.77
SBI Savings Fund - Direct Plan	9.62%	25.25%	₹36934.38
SBI Savings Fund - Direct Plan	9.62%	25.25%	₹36934.38
Sundaram Banking & PSU Fund - Direct Plan	9.39%	24.96%	₹405.16
Sundaram Banking & PSU Fund	9.24%	24.45%	₹470.74

Holdings

7.92% BAJAJ HOUSING FINANCE LTD. 4.18%

7.80% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 3.78%

7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 3.71%

7.60% REC LTD 3.09%

Triparty Repo 2.71%

IIFL FINANCE LIMITED 2.54%

CANARA BANK 2.24%

182 DAYS TREASURY BILL 08/05/2026 2.05%

364 DAYS TREASURY BILL 19/03/2026 1.97%

7.99% MANKIND PHARMA LTD 1.96%

HDFC BANK LTD. 1.89%

PUNJAB NATIONAL BANK 1.75%

364 DAYS TREASURY BILL 21/05/2026 1.58%

BANK OF BARODA 1.57%

BAJAJ HOUSING FINANCE LTD. 1.57%

FRB Central Government - 2028 1.47%

SO PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST) 1.38%

7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 1.32%

Net Current Assets/(Liabilities) 1.31%

8.49% Tamil Nadu State Govt - 2026 - Tamil Nadu 1.31%

9.40% VEDANTA LTD. 1.30%

7.65% POONAWALLA FINCORP LIMITED 1.30%

CREDILA FINANCIAL SERVICES PVT LTD 1.28%

182 DAYS TREASURY BILL 19/02/2026 1.28%

Panatone Finvest Ltd. 1.28%

AXIS BANK LTD. 1.27%

9.15% PIRAMAL FINANCE LTD 1.14%

7.72% LIC HOUSING FINANCE LTD. 0.98%

7.87% LIC HOUSING FINANCE LTD. 0.98%

8.80% BHARTI TELECOM LTD. 0.97%

6.40% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED 0.97%

FRB Citicorp Finance (India) Ltd. 0.97%

UNION BANK OF INDIA 0.96%

INDUSIND BANK LTD. 0.96%

182 DAYS TREASURY BILL 19/03/2026 0.96%

UCO BANK 0.94%

SO PTC IIFL FIN LIQUID GOLD (SERIES 14A) 20/07/2027(LIQUID GOLD SERIES 14) 0.93%

7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.91%

SO PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9) 0.85%

7.97% MANKIND PHARMA LTD 0.82%

8.90% BHARTI TELECOM LTD. 0.81%

JUBILANT BEVCO LIMITED 0.69%

8.78% MUTHOOT FINANCE LTD. 0.66%

7.05% EMBASSY OFFICE PARKS REIT 0.65%

6.04% Gujarat State Govt - 2026 - Gujarat 0.65%

7.59% Central Government - 2026 0.65%

8.75% 360 ONE PRIME LTD. 0.65%

8.45% CAN FIN HOMES LTD. 0.65%

ADITYA BIRLA CAPITAL LTD 0.64%

BARCLAYS INVESTMENTS & LOAN (INDIA) PVT. LTD. 0.64%

MUTHOOT FINANCE LTD. 0.64%

IDFC FIRST BANK LIMITED 0.64%

182 DAYS TREASURY BILL 27/02/2026 0.64%

ICICI SECURITIES LIMITED 0.64%

364 DAYS TREASURY BILL 26/12/2025 0.64%

364 DAYS TREASURY BILL 04/06/2026 0.63%

SO PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1) 0.50%

8.65% BHARTI TELECOM LTD. 0.50%

8.40% Nirma Ltd. 0.49%

7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu 0.49%

7.88% MUTHOOT FINANCE LTD. 0.49%

INDIAN BANK 0.48%

Bahadur Chand Investments Private Limited 0.48%

IDBI BANK LTD. 0.48%

7.50% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 0.39%

9.31% VEDANTA LTD. 0.39%

8.00% BAJAJ HOUSING FINANCE LTD. 0.33%

7.75% Hindustan Zinc Ltd. 0.33%

7.12% TATA CAPITAL HOUSING FINANCE LTD. 0.33%

8.15% SAMVARDHANA MOTHERSON INTERNATIONAL LTD 0.33%

6.65% LIC HOUSING FINANCE LTD. 0.32%

7.68% GODREJ SEEDS AND GENETICS LTD. 0.32%

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.32%

7.57% Gujarat State Govt - 2026 - Gujarat 0.30%

SBI ALTERNATIVE INVESTMENT FUND 0.29%

8.40% GODREJ PROPERTIES LIMITED 0.17%

7.84% TATA CAPITAL HOUSING FINANCE LTD. 0.16%

6.75% Sikka Ports & Terminals Ltd. 0.16%

STANDARD CHARTERED CAPITAL LTD. 0.16%

Export-Import Bank of India 0.16%

GS CG 17/12/2026 - (STRIPS) 0.15%

8.43% L & T FINANCE LTD. 0.07%

SO SANSAR TRUST(SANSAR TRUST) 0.05%

7.40% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 0.04%

7.85% Andhra Pradesh State Govt - 2026 - Andhra Pradesh 0.03%

8.30% TATA CAPITAL LTD. 0.03%

364 DAYS TREASURY BILL 04/12/2025 0.03%

6.40% LIC HOUSING FINANCE LTD. 0.02%

8.08% Maharashtra State Govt - 2026 - Maharashtra 0.02%

7.17% Rajasthan State Govt - 2026 - Rajasthan 0.01%

Sector Allocation

Banks 12.86%

Finance 4.60%

Miscellaneous 1.28%

Address

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai Maharashtra India 400051

Phone

+91 22 61152100

Fax

+91 22 67082213

Launch Date

January 1, 2013

E-mail

fundaccops@kotakmutual.in

Website

https://www.kotakmf.com

Custodian

Deutsche Bank AG, Standard Chartered Bank.

Registrar & Transfer Agent

Computer Age Management Services (P) Ltd.

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kotak Savings Fund - Direct Plan - Growth

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