Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth

Debt Income Moderate

NAV on (28 Apr 2026 )

₹395.57 ▼

(-0.03%)

Fund Size

₹8843.19 Crores

1Y Returns

4.80 %

Earn 1% Higher Returns on Direct Funds

Invest Top Funds

Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

Investment Objective

An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.

AMC

Aditya Birla Sun Life AMC Limited

Fund Details

Launch Date

January 1, 2013

Fund Manager

Mr. Kaustubh Gupta

Initial Price

100

AUM Fund

8843.19 Cr

Min investment

Rs 500

Expense Ratio

0.39%

SIP Minimum Investment

Weekly - Rs. 1000/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.Monthly - Rs. 1000/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.

Exit Load

Nil

1 Month

+0.80%

6 Months

+1.65%

1 Year

+4.80%

2 Years (CAGR)

+7.31%

3 Years (CAGR)

+7.16%

5 Years (CAGR)

+6.27%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
Aditya Birla Sun Life Income Fund - Regular Plan	13.28%	0.00%	₹1785.09
UTI Medium to Long Duration Fund - Dividend	9.63%	15.58%	₹301.14
Nippon India Banking and PSU Fund	9.60%	0.00%	₹5188.04
Invesco India Short Duration Fund - Plan B	9.11%	26.73%	₹887.84
JM Medium to Long Duration Fund - Direct Plan	9.03%	19.71%	₹29.92

Holdings

7.48% National Bank For Agriculture and Rural Development (15/09/2028) 3.40%

6.58% Indian Railway Finance Corporation Limited (30/05/2030) 2.20%

6.80% National Housing Bank (02/04/2032) 2.20%

7.56% REC Limited (31/08/2027) 2.16%

8.00% HDFC Bank Limited (27/07/2032) 2.06%

Clearing Corporation of India Limited 1.99%

7.82% Bajaj Finance Limited (31/01/2034) 1.88%

HDFC Bank Limited (15/02/2027) 1.87%

7.42% State Bank of India (29/08/2039) 1.81%

7.60% Power Finance Corporation Limited (13/04/2029) 1.71%

7.03% National Bank for Financing Infrastructure and Dev (08/04/2030) 1.68%

Shivshakti Securitisation Trust 2025-1 (28/09/2029) 1.62%

Indian Bank (22/01/2027) 1.61%

Punjab National Bank (28/01/2027) 1.61%

7.65% HDFC Bank Limited (25/05/2033) 1.42%

7.79% Small Industries Development Bank of India (14/05/2027) 1.41%

7.27% Power Finance Corporation Limited (15/10/2031) 1.40%

Net Receivables / (Payables) 1.40%

7.30% Bharti Telecom Limited (01/12/2027) 1.35%

Small Industries Development Bank of India (04/02/2027) 1.34%

Punjab National Bank (10/02/2027) 1.34%

Small Industries Development Bank of India (18/02/2027) 1.34%

National Bank For Agriculture and Rural Development (17/03/2027) 1.17%

7.93% Bajaj Finance Limited (02/05/2034) 1.14%

Government of India (06/10/2035) 1.14%

7.64% National Bank For Agriculture and Rural Development (06/12/2029) 1.14%

7.59% Indian Renewable Energy Development Agency Ltd (26/07/2034) 1.13%

7.40% National Bank For Agriculture and Rural Development (29/04/2030) 1.13%

Small Industries Development Bank of India (26/02/2027) 1.12%

State Government Securities (04/09/2034) 1.12%

6.47% Indian Railway Finance Corporation Limited (30/05/2028) 1.11%

National Bank For Agriculture and Rural Development (27/01/2027) 1.07%

7.34% REC Limited (30/04/2030) 1.07%

Indian Bank (03/02/2027) 1.07%

Punjab National Bank (05/02/2027) 1.07%

HDFC Bank Limited (12/03/2027) 1.06%

ICICI Bank Limited (19/03/2027) 1.06%

6.60% REC Limited (30/06/2027) 0.96%

State Government Securities (25/03/2031) 0.85%

State Government Securities (25/03/2032) 0.85%

7.34% Small Industries Development Bank of India (26/02/2029) 0.85%

State Government Securities (10/09/2034) 0.84%

6.78% Indian Railway Finance Corporation Limited (30/04/2030) 0.83%

Government of India (07/07/2040) 0.82%

Canara Bank (22/01/2027) 0.81%

Indian Bank (05/02/2027) 0.80%

Export Import Bank of India (01/03/2027) 0.80%

HDFC Bank Limited (24/02/2027) 0.80%

HDFC Bank Limited (09/03/2027) 0.80%

7.38% Power Finance Corporation Limited (15/01/2032) 0.79%

7.70% National Bank For Agriculture and Rural Development (30/09/2027) 0.74%

7.40% Bharti Telecom Limited (01/02/2029) 0.73%

State Government Securities (14/02/2039) 0.61%

State Government Securities (08/11/2033) 0.57%

8.05% Tata Capital Housing Finance Limited (18/06/2029) 0.57%

7.97% Tata Capital Limited (19/07/2028) 0.57%

7.75% Small Industries Development Bank of India (10/06/2027) 0.57%

7.55% Poonawalla Fincorp Limited (25/03/2027) 0.57%

7.60% Poonawalla Fincorp Limited (28/05/2027) 0.56%

7.2324% Kotak Mahindra Investments Limited (26/05/2028) 0.56%

7.23% Bank of Baroda (16/01/2035) 0.55%

6.65% Indian Railway Finance Corporation Limited (20/05/2030) 0.55%

7.04% National Bank for Financing Infrastructure and Dev (07/04/2035) 0.55%

Axis Bank Limited (17/12/2026) 0.54%

ICICI Bank Limited (27/01/2027) 0.54%

Bank of Baroda (04/02/2027) 0.54%

Punjab National Bank (09/02/2027) 0.54%

Indian Bank (09/02/2027) 0.54%

Small Industries Development Bank of India (05/02/2027) 0.54%

Bank of Baroda (12/02/2027) 0.54%

Kotak Mahindra Bank Limited (12/02/2027) 0.54%

Punjab National Bank (04/03/2027) 0.53%

National Bank for Financing Infrastructure and Dev (04/03/2027) 0.53%

ICICI Bank Limited (08/03/2027) 0.53%

Punjab National Bank (12/03/2027) 0.53%

Union Bank of India (16/03/2027) 0.53%

7.71% LIC Housing Finance Limited (09/05/2033) 0.51%

National Bank For Agriculture and Rural Development (14/01/2027) 0.48%

Government of India (15/04/2065) 0.47%

7.39% Indian Railway Finance Corporation Limited (15/07/2034) 0.45%

7.45% Bharti Telecom Limited (15/12/2028) 0.45%

State Government Securities (12/01/2035) 0.44%

Siddhivinayak Securitisation Trust 2025-1 (28/09/2030) 0.40%

7.77% HDFC Bank Limited (28/06/2027) 0.40%

7.36% ICICI Home Finance Company Limited (02/05/2030) 0.39%

State Government Securities (04/03/2034) 0.39%

7.86% HDFC Bank Limited (02/12/2032) 0.34%

7.62% Tata Capital Limited (08/04/2030) 0.34%

Government of India (06/11/2073) 0.34%

7.20% Knowledge Realty Trust (26/09/2028) 0.33%

SBI - Corporate Debt Market Development Fund - A2 Units 0.32%

0% GOI - 22AUG28 STRIPS 0.31%

0% GOI - 15OCT33 STRIPS 0.30%

7.77% REC Limited (31/03/2028) 0.29%

7.70% REC Limited (12/12/2027) 0.29%

7.79% Small Industries Development Bank of India (19/04/2027) 0.28%

7.68% Small Industries Development Bank of India (10/09/2027) 0.28%

7.59% REC Limited (31/05/2027) 0.28%

7.46% REC Limited (30/06/2028) 0.28%

8.07% SMFG India Home Finance Company Limited (10/09/2027) 0.28%

7.44% Power Finance Corporation Limited (15/01/2030) 0.28%

State Government Securities (03/09/2035) 0.28%

7.15% Power Finance Corporation Limited (08/09/2027) 0.28%

7.43% National Bank for Financing Infrastructure and Dev (16/06/2033) 0.28%

State Government Securities (18/03/2030) 0.28%

7.95% HDB Financial Services Limited (04/06/2035) 0.28%

7.15% National Bank for Financing Infrastructure and Dev (28/03/2035) 0.28%

Government of India (22/04/2064) 0.28%

7.28% Indian Railway Finance Corporation Limited (14/02/2040) 0.27%

Small Industries Development Bank of India (14/01/2027) 0.27%

Small Industries Development Bank of India (28/01/2027) 0.27%

Kotak Mahindra Bank Limited (09/03/2027) 0.27%

0% GOI - 06MAY30 STRIPS 0.25%

8.45% Indian Railway Finance Corporation Limited (04/12/2028) 0.23%

8.01% REC Limited (24/03/2028) 0.23%

7.65% Power Finance Corporation Limited (22/11/2027) 0.23%

State Government Securities (27/12/2035) 0.23%

0% GOI - 16JUN30 STRIPS 0.22%

India Universal Trust AL1 (20/09/2030) 0.21%

State Government Securities (30/03/2050) 0.20%

7.96% Pipeline Infrastructure Limited (11/03/2028) 0.18%

Government of India (15/04/2039) 0.17%

7.77% LIC Housing Finance Limited (11/08/2028) 0.17%

7.14% Export Import Bank of India (13/12/2029) 0.17%

State Government Securities (25/02/2041) 0.17%

7.90% Mahindra & Mahindra Financial Services Limited (30/08/2027) 0.16%

State Government Securities (26/02/2028) 0.16%

State Government Securities (30/04/2037) 0.16%

0% GOI - 15OCT34 STRIPS 0.16%

0% GOI - 16JUN28 STRIPS 0.15%

0% GOI - 12MAR28 STRIPS 0.15%

State Government Securities (25/02/2036) 0.14%

0% GOI - 22AUG29 STRIPS 0.14%

Government of India (22/08/2032) 0.14%

0% GOI - 15APR36 STRIPS 0.12%

8.55% Indian Railway Finance Corporation Limited (21/02/2029) 0.12%

8.50% National Bank For Agriculture and Rural Development (27/02/2029) 0.12%

0% GOI - 15OCT36 STRIPS 0.11%

State Government Securities (16/10/2035) 0.11%

0% GOI - 15APR37 STRIPS 0.11%

0% GOI - 19MAR28 STRIPS 0.11%

0% GOI - 17JUN27 STRIPS 0.11%

0% GOI - 15OCT37 STRIPS 0.10%

0% GOI - 12SEP28 STRIPS 0.10%

0% GOI - 15APR38 STRIPS 0.10%

8.85% Power Grid Corporation of India Limited (19/10/2026) 0.09%

0% GOI - 22OCT29 STRIPS 0.09%

State Government Securities (03/12/2034) 0.09%

India Universal Trust AL1 (20/06/2027) 0.09%

Government of India (23/05/2036) 0.09%

India Universal Trust Al2 (21/11/2030) 0.08%

0% GOI - 15APR39 STRIPS 0.07%

0% GOI - 15OCT39 STRIPS 0.06%

India Universal Trust Al2 (21/11/2027) 0.06%

7.99% National Bank For Agriculture and Rural Development (02/02/2033) 0.06%

8.13% Power Grid Corporation of India Limited (25/04/2028) 0.06%

7.85% LIC Housing Finance Limited (18/08/2032) 0.06%

8.13% Power Grid Corporation of India Limited (25/04/2027) 0.06%

7.89% Bajaj Housing Finance Limited (08/09/2032) 0.06%

8.01% Tata Capital Limited (21/07/2034) 0.06%

7.84% HDFC Bank Limited (16/12/2032) 0.06%

0% GOI - 16DEC28 STRIPS 0.05%

0% GOI - 17JUN29 STRIPS 0.05%

State Government Securities (28/11/2028) 0.05%

0% GOI - 16DEC29 STRIPS 0.05%

Government of India (12/06/2063) 0.04%

0% GOI - 22FEB31 STRIPS 0.04%

0% GOI - 22AUG31 STRIPS 0.04%

Government of India (20/03/2029) 0.02%

India Universal Trust AL1 (20/09/2026) 0.02%

State Government Securities (29/03/2033) 0.02%

7.68% Small Industries Development Bank of India (10/08/2027) 0.02%

India Universal Trust Al2 (21/11/2026) 0.02%

State Government Securities (27/03/2040) 0.02%

State Government Securities (27/03/2036) 0.02%

State Government Securities (14/09/2032) 0.02%

State Government Securities (16/09/2029) 0.01%

7.43% National Bank For Agriculture and Rural Development (31/01/2030) 0.01%

State Government Securities (15/04/2030) 0.01%

State Government Securities (21/10/2028) 0.01%

Government of India (25/11/2074) 0.01%

0% GOI - 15JUN29 STRIPS 0.01%

State Government Securities (24/08/2032) 0.01%

0% GOI - 01JUN29 STRIPS 0.01%

7.49% National Highways Authority of India (01/08/2029) 0.01%

Government of India (23/10/2028) 0.01%

Government of India (08/01/2028) 0.00%

Government of India (18/04/2029) 0.00%

0% GOI - 16JUN27 STRIPS 0.00%

State Government Securities (27/03/2038) 0.00%

0% GOI - 12MAR29 STRIPS 0.00%

State Government Securities (04/02/2043) 0.00%

Sector Allocation

Finance 3.88%

Miscellaneous 0.01%

Address

One World Center, Tower 1, 17th Floor,Jupiter Mills, Senapati Bapat Marg,Elphinstone Road, Mumbai Maharashtra India 400013

Phone

+91 22 43568008/ 8000

Fax

+91 22 43568110, 43568111

Launch Date

January 1, 2013

E-mail

abslamc.cs@adityabirlacapital.com

Website

https://mutualfund.adityabirlacapital.com

Custodian

Citibank NA

Registrar & Transfer Agent

Computer Age Management Services (P) Ltd.

Frequently Asked Questions

Q: What is the current NAV of Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth?

A: The latest NAV of Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth is ₹ 395.57 as on 28 Apr 2026.

Q: What type of mutual fund is Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth?

A: Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth is a 'Debt - Income' type mutual fund managed by 'Aditya Birla Sun Life AMC Limited'.

Q: What is the expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth?

A: The expense ratio of Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth is 0.39%, which impacts overall returns.

Q: Who manages Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth?

A: Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth is managed by Mr. Kaustubh Gupta, who oversees investment strategy and portfolio decisions.

Q: Is Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth a good investment?

A: Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth?

A: The exit load of Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth is Nil, applicable if redeemed within the specified period.

Q: How is Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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Aditya Birla Sun Life Banking & PSU Debt Fund - Direct Plan - Growth

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