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Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth

Debt Credit Opportunities Moderately High

NAV on (17 Apr 2026 )

₹27.19

(+0.04%)

Fund Size

₹1178.19 Crores

1Y Returns

13.46 %

 

Earn 1% Higher Returns on Direct Funds

Invest  Top Funds
Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

 

Investment Objective

The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.

AMC

Aditya Birla Sun Life AMC Limited

Fund Details

Launch Date

March 30, 2015

Fund Manager

Ms. Sunaina Da Cunha

Initial Price

10

AUM Fund

1178.19 Cr

Min investment

Rs 500

Expense Ratio

0.79%

SIP Minimum Investment

Weekly - Rs. 100/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.Monthly - Rs. 100/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.

Exit Load

In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed / switched out without any exit load from the date of allotment. Any redemption in excess of theabove limit shall be subject to the following exit load:￯﾿ᄑ For redemption / switch-out of units on or before 1 year from the date of allotment - 3.00% of applicable NAV. ￯﾿ᄑ For redemption / switch-out of units after 1 year but on or before 2 years from the date of allotment - 2.00% of applicable NAV.￯﾿ᄑ For redemption / switch-out of units after 2 year but on or before 3 years from the date of allotment - 1.00% of applicable NAV.￯﾿ᄑ For redemption / switch-out of units after 3 years - Nil.

1 Month

+1.31%

6 Months

+7.56%

1 Year

+13.46%

2 Years (CAGR)

+15.72%

3 Years (CAGR)

+13.01%

5 Years (CAGR)

+10.82%

Holdings

5.00% GMR Airport Ltd (13/02/2027) 4.57%
8.10% Aditya Birla Real Estate Ltd. (25/04/2026) 3.82%
Jubilant Bevco Ltd (31/05/2028) (ZCB) 3.68%
Government of India (06/10/2035) 3.36%
9.40% IKF Finance Ltd (12/08/2027) 2.95%
9.25% Hinduja Leyland Finance Limited (09/07/2031) 2.91%
6.66% National Bank For Agriculture and Rural Development (12/10/2028) 2.91%
9.50% Kogta Financial India Ltd (30/10/2027) 2.72%
10.96% Gaursons India Pvt Ltd (26/12/2028) 2.69%
Net Receivables / (Payables) 2.57%
9.40% Vedanta Limited (20/02/2027) 2.55%
8.32% Hero Housing Finance Ltd (30/08/2027) 2.54%
8.40% Narayana Hrudayalaya Limited (15/02/2030) 2.54%
8.75% JSW Energy Limited (20/03/2028) 2.54%
8.50% Security and Intelligence Services (India) Limited (26/03/2028) 2.54%
Jtpm Metal Traders Pvt Ltd (29/09/2028) (ZCB) 2.53%
9.90% Oxyzo Financial Services Pvt Ltd (13/03/2029) 2.52%
8.00% Adani Power Limited (27/01/2028) 2.47%
8.85% Hinduja Housing Finance Ltd (01/02/2027) 2.46%
India Grid Trust 2.44%
9.25% Sk Finance Ltd (09/05/2027) 2.29%
State Government Securities (20/07/2035) 2.16%
State Government Securities (04/10/2035) 2.13%
9.5221% Avanse Financial Services Ltd (29/06/2026) 2.12%
7.48% National Bank For Agriculture and Rural Development (15/09/2028) 2.12%
7.27% National Bank For Agriculture and Rural Development (23/02/2029) 2.11%
7.02% Bajaj Housing Finance Limited (26/05/2028) 2.09%
7.25% Indian Railway Finance Corporation Limited (17/01/2035) 2.06%
9.75% Nuvama Wealth Finance Ltd (16/04/2027) 1.88%
INDUS INFRA TRUST 1.88%
9.60% Avanse Financial Services Ltd (30/04/2027) 1.69%
8.05% JSW Energy Limited (10/11/2028) 1.66%
6.487965% Adani Airport Holdings Ltd (08/09/2028) 1.61%
Government of India (07/07/2040) 1.58%
Clearing Corporation of India Limited 1.58%
NEXUS SELECT TRUST 1.55%
EMBASSY OFFICE PARKS REIT 1.37%
8.35% Tata Projects Limited (22/07/2027) 1.28%
5.00% GMR Airport Ltd (13/08/2028) 1.15%
8.73% Eris Lifesciences Limited (07/12/2026) 1.15%
8.73% Eris Lifesciences Limited (07/06/2027) 1.15%
7.15% National Bank for Financing Infrastructure and Dev (28/03/2035) 1.06%
Government of India (08/04/2034) 0.85%
8.95% Vedanta Limited (16/03/2029) 0.85%
8.20% Adani Power Limited (25/01/2029) 0.84%
6.59% Power Finance Corporation Limited (15/10/2030) 0.82%
IRB InvIT Fund 0.48%
Raajmarg Infra Investment Trust 0.47%
SBI - Corporate Debt Market Development Fund - A2 Units 0.30%
State Government Securities (18/03/2035) 0.19%
State Government Securities (18/03/2036) 0.12%

Sector Allocation

Power 2.44%
Finance 10.13%
Address
One World Center, Tower 1, 17th Floor,Jupiter Mills, Senapati Bapat Marg,Elphinstone Road, Mumbai Maharashtra India 400013
Phone
+91 22 43568008/ 8000
Fax
+91 22 43568110, 43568111
Launch Date
March 30, 2015
Custodian
Citibank NA
Registrar & Transfer Agent
Computer Age Management Services (P) Ltd.

Frequently Asked Questions

Q: What is the current NAV of Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth?

A: The latest NAV of Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth is ₹ 27.19 as on 17 Apr 2026.

Q: What type of mutual fund is Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth?

A: Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth is a 'Debt - Credit Opportunities' type mutual fund managed by 'Aditya Birla Sun Life AMC Limited'.

Q: What is the expense ratio of Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth?

A: The expense ratio of Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth is 0.79%, which impacts overall returns.

Q: Who manages Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth?

A: Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth is managed by Ms. Sunaina Da Cunha, who oversees investment strategy and portfolio decisions.

Q: Is Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth a good investment?

A: Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth?

A: The exit load of Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth is In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed / switched out without any exit load from the date of allotment. Any redemption in excess of theabove limit shall be subject to the following exit load:￯﾿ᄑ For redemption / switch-out of units on or before 1 year from the date of allotment - 3.00% of applicable NAV. ￯﾿ᄑ For redemption / switch-out of units after 1 year but on or before 2 years from the date of allotment - 2.00% of applicable NAV.￯﾿ᄑ For redemption / switch-out of units after 2 year but on or before 3 years from the date of allotment - 1.00% of applicable NAV.￯﾿ᄑ For redemption / switch-out of units after 3 years - Nil., applicable if redeemed within the specified period.

Q: How is Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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