e.g. Tata motors, Reliance MF, 500570

Kotak Credit Risk Fund - Direct Plan - Growth

Debt Credit Opportunities High

NAV on (08 May 2026 )

₹35.22

(-0.02%)

Fund Size

₹692.37 Crores

1Y Returns

7.86 %

 

Earn 1% Higher Returns on Direct Funds

Invest  Top Funds
Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

 

Investment Objective

The investment objective of the scheme is to generate income by investing in debt and money market securities across the yield curve and credit spectrum.

AMC

Kotak Mahindra Asset Management Company Ltd.

Fund Details

Launch Date

January 1, 2013

Fund Manager

Mr. Deepak Agrawal

Initial Price

10

AUM Fund

692.37 Cr

Min investment

Rs 100

Expense Ratio

0.81%

SIP Minimum Investment

Monthly - Rs. 100/- and multiple of Re. 1/- thereafter. Minimum 10 installments.Quarterly - Rs. 100/- and multiple of Re. 1/- thereafter. Minimum 10 installments..

Exit Load

For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%If units are redeemed or switched out on or after 1 year from the date of allotment: Nil.

1 Month

+0.39%

6 Months

+2.52%

1 Year

+7.86%

2 Years (CAGR)

+8.30%

3 Years (CAGR)

+8.29%

5 Years (CAGR)

+6.67%

Holdings

JUBILANT BEVCO LIMITED 7.87%
9.50% VEDANTA LTD. 7.28%
10.81% BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD 7.28%
8.25% TATA PROJECTS LTD. 7.25%
8.55% ADITYA BIRLA REAL ESTATE LTD 6.51%
7.49% Karnataka State Govt - 2035 - Karnataka 6.47%
8.60% ADITYA BIRLA RENEWABLES LIMITED 5.81%
9.30% AU SMALL FINANCE BANK LTD. 4.35%
INDUS INFRA TRUST 3.90%
EMBASSY OFFICE PARKS REIT 3.81%
7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 3.62%
7.47% Karnataka State Govt - 2036 - Karnataka 3.58%
6.52% REC LTD 3.57%
8.65% AADHAR HOUSING FINANCE LIMITED 2.91%
8.37% AADHAR HOUSING FINANCE LIMITED 2.90%
6.48% Central Government - 2035 2.81%
Net Current Assets/(Liabilities) 2.42%
9.15% ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED 2.19%
BROOKFIELD REIT 2.16%
7.59% THDC India Ltd. (THDCIL) 1.45%
SO PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST) 1.20%
Triparty Repo 0.91%
7.68% GODREJ SEEDS AND GENETICS LTD. 0.89%
8.50% Nirma Ltd. 0.73%
7.24% Central Government - 2055 0.70%
SBI ALTERNATIVE INVESTMENT FUND 0.60%
SO PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST) 0.57%
9.70% U P Power Corporation Ltd 0.51%
SO PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST) 0.45%
9.95% U P Power Corporation Ltd 0.29%
8.10% ADITYA BIRLA REAL ESTATE LTD 0.29%
8.00% SURAT MUNICIPAL CORPORATION 0.08%

Sector Allocation

Finance 16.34%
Service 0.08%
Banks 0.00%
Address
27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai Maharashtra India 400051
Phone
+91 22 61152100
Fax
+91 22 67082213
Launch Date
January 1, 2013
Custodian
Deutsche Bank AG, Standard Chartered Bank.
Registrar & Transfer Agent
Computer Age Management Services (P) Ltd.

Frequently Asked Questions

Q: What is the current NAV of Kotak Credit Risk Fund - Direct Plan - Growth?

A: The latest NAV of Kotak Credit Risk Fund - Direct Plan - Growth is ₹ 35.22 as on 08 May 2026.

Q: What type of mutual fund is Kotak Credit Risk Fund - Direct Plan - Growth?

A: Kotak Credit Risk Fund - Direct Plan - Growth is a 'Debt - Credit Opportunities' type mutual fund managed by 'Kotak Mahindra Asset Management Company Ltd.'.

Q: What is the expense ratio of Kotak Credit Risk Fund - Direct Plan - Growth?

A: The expense ratio of Kotak Credit Risk Fund - Direct Plan - Growth is 0.81%, which impacts overall returns.

Q: Who manages Kotak Credit Risk Fund - Direct Plan - Growth?

A: Kotak Credit Risk Fund - Direct Plan - Growth is managed by Mr. Deepak Agrawal, who oversees investment strategy and portfolio decisions.

Q: Is Kotak Credit Risk Fund - Direct Plan - Growth a good investment?

A: Kotak Credit Risk Fund - Direct Plan - Growth may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of Kotak Credit Risk Fund - Direct Plan - Growth?

A: The exit load of Kotak Credit Risk Fund - Direct Plan - Growth is For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%If units are redeemed or switched out on or after 1 year from the date of allotment: Nil., applicable if redeemed within the specified period.

Q: How is Kotak Credit Risk Fund - Direct Plan - Growth taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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