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Nippon India Credit Risk Fund - Direct Plan - IDCW

Debt Credit Opportunities High

NAV on (08 May 2026 )

₹22.27

(+0.00%)

Fund Size

₹1068.91 Crores

1Y Returns

8.28 %

 

Earn 1% Higher Returns on Direct Funds

Invest  Top Funds
Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

 

Investment Objective

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

AMC

Nippon Life India Asset Management Ltd.

Fund Details

Launch Date

October 22, 2014

Fund Manager

Mr. Sushil Budhia

Initial Price

10

AUM Fund

1068.91 Cr

Min investment

Rs 500

Expense Ratio

0.7%

SIP Minimum Investment

(1) Rs.100/- per month and in multiples of Re. 1/- thereafter for minimum 60 months.(2) Rs.500/- per month and in multiples of Re. 1/- thereafter for minimum 12 months.(3) Rs.1,000/- per month and in multiples of Re. 1/- thereafter for minimum 6 months.(4) Rs.500/- per quarter and in multiples of Re. 1/- thereafter for minimum 12 quarters.(5) Rs.1,500/- per quarter and in multiples of Re. 1/- thereafter for minimum 4 quarters.(6) Rs.5,000/- per year and in multiples of Rs. 500/- thereafter for minimum 2 years.

Exit Load

10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units.Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load, Redemption of units would be done on First in First out Basis (FIFO):1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units.Nil, thereafter.

1 Month

+0.71%

6 Months

+3.41%

1 Year

+8.28%

2 Years (CAGR)

+9.17%

3 Years (CAGR)

+8.88%

5 Years (CAGR)

+9.15%

Holdings

7.02% Government of India 7.12%
Triparty Repo 6.48%
9.75% Delhi International Airport Limited 4.74%
8.44% Renew Solar Energy (Jharkhand Five) Private Ltd 4.31%
10.4% Muthoot Fincorp Ltd 4.21%
9.25% Truhome Finance Limited 3.80%
10.2% Navi Finserv Limited 3.73%
10.96% Gaursons India Private Limited 3.71%
9.5% Vedanta Limited 3.30%
9.95% Hiranandani Financial Services Private Limited 3.28%
Auxilo Finserve Private Limited 3.00%
8.28% Mancherial Repallewada Road Private Limited 2.96%
8.55% Aditya Birla Real Estate Limited 2.81%
6.84% State Government Securities 2.77%
8.8% REC Limited 2.43%
7.96% Mindspace Business Parks REIT 2.36%
7.79% Small Industries Dev Bank of India 2.35%
8.75% Ashoka Buildcon Limited 2.34%
8.45% Adani Airport Holdings Limited 2.34%
JSW Kalinga Steel Limited 2.33%
6.57% State Government Securities 2.28%
5% GMR Airports Limited 2.24%
10.81% Bamboo Hotel And Global Centre (Delhi) Private limited 2.17%
10.15% Nuvoco Vistas Corporation Limited 2.09%
7.32% Government of India 1.93%
9.7% Muthoot Microfin Ltd 1.38%
Jubilant Beverages Limited 1.27%
Net Current Assets 1.12%
10% Kosamattam Finance Limited 1.10%
JTPM Metal Traders Limited 0.98%
8.22% State Government Securities 0.97%
7.1% Government of India 0.96%
9.15% Andhra Pradesh State Beverages Corporation Limited 0.95%
7.7% Adani Transmission Step-Two Limited 0.94%
Trust Investment Advisors Private Limited 0.92%
9.4% Indostar Home Finance Private Limited 0.75%
8.08% Suryapet Khammam Road Pvt Ltd 0.66%
7.17% Government of India 0.48%
9.45% Vedanta Limited 0.47%
9.25% Muthoot Mcred Limited 0.45%
9.35% Telangana State Industrial Infrastructure Corporation Limited 0.42%
Corporate Debt Market Development Fund Class A2 0.28%
Jubilant Bevco Limited 0.25%
Cash Margin - CCIL 0.00%

Sector Allocation

Finance 5.99%
Address
4th Floor, Tower A,Peninsula Business Park,Ganapatrao Kadam Marg,Lower Parel (W), Mumbai Maharashtra India 400013
Phone
+91 22 68087000
Fax
+91 22 68087097
Launch Date
October 22, 2014
Custodian
Deutsche Bank AG
Registrar & Transfer Agent
KFIN Technologies Pvt. Ltd.

Frequently Asked Questions

Q: What is the current NAV of Nippon India Credit Risk Fund - Direct Plan - IDCW?

A: The latest NAV of Nippon India Credit Risk Fund - Direct Plan - IDCW is ₹ 22.27 as on 08 May 2026.

Q: What type of mutual fund is Nippon India Credit Risk Fund - Direct Plan - IDCW?

A: Nippon India Credit Risk Fund - Direct Plan - IDCW is a 'Debt - Credit Opportunities' type mutual fund managed by 'Nippon Life India Asset Management Ltd.'.

Q: What is the expense ratio of Nippon India Credit Risk Fund - Direct Plan - IDCW?

A: The expense ratio of Nippon India Credit Risk Fund - Direct Plan - IDCW is 0.7%, which impacts overall returns.

Q: Who manages Nippon India Credit Risk Fund - Direct Plan - IDCW?

A: Nippon India Credit Risk Fund - Direct Plan - IDCW is managed by Mr. Sushil Budhia, who oversees investment strategy and portfolio decisions.

Q: Is Nippon India Credit Risk Fund - Direct Plan - IDCW a good investment?

A: Nippon India Credit Risk Fund - Direct Plan - IDCW may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of Nippon India Credit Risk Fund - Direct Plan - IDCW?

A: The exit load of Nippon India Credit Risk Fund - Direct Plan - IDCW is 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units.Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load, Redemption of units would be done on First in First out Basis (FIFO):1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units.Nil, thereafter., applicable if redeemed within the specified period.

Q: How is Nippon India Credit Risk Fund - Direct Plan - IDCW taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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