DSP Savings Fund - Direct Plan - IDCW

Q: What type of mutual fund is DSP Savings Fund - Direct Plan - IDCW?

DSP Savings Fund - Direct Plan - IDCW is a 'Debt - Short Term' type mutual fund managed by 'DSP Investment Managers Pvt. Ltd.'.

Q: Who manages DSP Savings Fund - Direct Plan - IDCW?

DSP Savings Fund - Direct Plan - IDCW is managed by Mr. Karan Mundhra, who oversees investment strategy and portfolio decisions.

Q: What is the exit load of DSP Savings Fund - Direct Plan - IDCW?

The exit load of DSP Savings Fund - Direct Plan - IDCW is Nil, applicable if redeemed within the specified period.

Debt Short Term Low to Moderate

NAV on (11 Aug 2026 )

₹12.61 ▲

(+0.02%)

Fund Size

₹8703.92 Crores

1Y Returns

0.37 %

Earn 1% Higher Returns in Direct Funds on dhan Invest Top Funds

Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

Investment Objective

An Open Ended income Scheme, seeking to generate income through investment Central Government Securities of various maturities.

AMC

DSP Investment Managers Pvt. Ltd.

Fund Details

Launch Date

January 1, 2013

Fund Manager

Mr. Karan Mundhra

Initial Price

AUM Fund

8703.92 Cr

Min investment

Rs 100

Expense Ratio

0.18%

SIP Minimum Investment

Daily - Rs. 100/- and multiples of Re. 1/- thereafter. Minimum 12 installments.Monthly - Rs. 100/- and multiples of Re. 1/- thereafter. Minimum 12 installments.

Exit Load

Nil

1 Month

+0.66%

6 Months

+0.80%

1 Year

+0.37%

2 Years (CAGR)

+0.53%

3 Years (CAGR)

+0.43%

5 Years (CAGR)

+0.58%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
Franklin India Short Term Income Plan - Segregated Portfolio 2 - Direct	309.12%	0.00%	₹0
Franklin India Short Term Income Plan - Segregated Portfolio 2	309.12%	0.00%	₹0
Franklin India Short Term Income Plan - Segregated Portfolio 2	309.12%	0.00%	₹0
Franklin India Short Term Income Plan - Segregated Portfolio 2 - Direct	309.11%	0.00%	₹0
Franklin India Short Term Income Plan - Segregated Portfolio 2 - Direct	309.11%	0.00%	₹0

Holdings

364 DTB (03-DEC-2026) 3.43%

Small Industries Development Bank of India 3.31%

Punjab National Bank 3.02%

Panatone Finvest Ltd 2.77%

HDFC Bank Ltd 2.19%

Bank of Baroda 1.67%

IndusInd Bank Ltd 1.66%

Kotak Mahindra Bank Ltd 1.66%

364 DTB (19-MAR-2027) 1.55%

IDFC First Bank Ltd 1.54%

Muthoot Fincorp Ltd 1.39%

National Bank For Agriculture & Rural Development 1.38%

Cholamandalam Investment and Finance Co Ltd 1.38%

Canara Bank 1.37%

Union Bank of India 1.37%

Torrent Pharmaceuticals Ltd 1.11%

Axis Bank Ltd 1.11%

Motilal Oswal Financial Services Ltd 1.10%

National Bank for Financing Infrastructure and Development 1.10%

Kotak Securities Ltd 1.10%

Equitas Small Finance Bank Ltd 1.10%

Export-Import Bank Of India 1.10%

ICICI Securities Ltd 1.09%

Bajaj Finance Ltd 1.08%

7.86% KARNATAKA SDL 15-MAR-27 1.02%

6.54% MAHARASHTRA SDL 09-FEB-27 0.89%

364 DTB (10-DEC-2026) 0.84%

Indian Bank 0.84%

364 DTB (11-MAR-2027) 0.83%

7.14% GUJARAT SDL 11-JAN-27 0.81%

364 DTB (11-FEB-2027) 0.72%

5.74% GOI 2026 (15-NOV-2026) 0.64%

TREPS / Reverse Repo Investments 0.64%

7.74% TAMIL NADU SDL 01-MAR-27 0.60%

Nuvama Wealth and Investment Ltd 0.57%

Nuvama Wealth Management Ltd 0.57%

Mirae Asset Financial Services India Pvt Ltd 0.56%

Tata Housing Development Co Ltd 0.55%

Nuvama Wealth Finance Ltd 0.55%

ICICI Bank Ltd 0.55%

Axis Securities Ltd 0.55%

7.59% KARNATAKA SDL 15-FEB-27 0.54%

Sundaram Finance Ltd 0.54%

7.61% TAMIL NADU SDL 15-FEB-27 0.48%

7.08% KARNATAKA SDL 14-DEC-26 0.30%

8.24% GOI 2027 (15-FEB-2027) 0.30%

7.39% MAHARASHTRA SDL 09-NOV-26 0.29%

SBI Funds Management Pvt Ltd/Fund Parent 0.28%

364 DTB (21-JAN-2027) 0.22%

7.38% MADHYA PRADESH SDL 14-SEP-26 0.18%

182 DTB (03-SEP-2026) 0.06%

Net Receivables/Payables -0.54%

Sector Allocation

Banks 18.75%

Finance 4.99%

Pharmaceuticals and health care 1.11%

Address

The Ruby, 25th Floor, 29, Senapati Bapat Marg, Dadar (West) Mumbai Maharashtra India 400021

Phone

+91 22 66578000

Fax

+91 22 66578181

Launch Date

January 1, 2013

E-mail

service@dspim.com

Website

https://www.dspim.com

Custodian

Citibank N.A.

Registrar & Transfer Agent

Computer Age Management Services (P) Ltd.

Frequently Asked Questions

Q: What is the current NAV of DSP Savings Fund - Direct Plan - IDCW?

A: The latest NAV of DSP Savings Fund - Direct Plan - IDCW is ₹ 12.61 as on 11 Aug 2026.

Q: What type of mutual fund is DSP Savings Fund - Direct Plan - IDCW?

A: DSP Savings Fund - Direct Plan - IDCW is a 'Debt - Short Term' type mutual fund managed by 'DSP Investment Managers Pvt. Ltd.'.

Q: What is the expense ratio of DSP Savings Fund - Direct Plan - IDCW?

A: The expense ratio of DSP Savings Fund - Direct Plan - IDCW is 0.18%, which impacts overall returns.

Q: Who manages DSP Savings Fund - Direct Plan - IDCW?

A: DSP Savings Fund - Direct Plan - IDCW is managed by Mr. Karan Mundhra, who oversees investment strategy and portfolio decisions.

Q: Is DSP Savings Fund - Direct Plan - IDCW a good investment?

A: DSP Savings Fund - Direct Plan - IDCW may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of DSP Savings Fund - Direct Plan - IDCW?

A: The exit load of DSP Savings Fund - Direct Plan - IDCW is Nil, applicable if redeemed within the specified period.

Q: How is DSP Savings Fund - Direct Plan - IDCW taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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