Kotak Savings Fund - Regular Plan - IDCW-Monthly

Q: What type of mutual fund is Kotak Savings Fund - Regular Plan - IDCW-Monthly?

Kotak Savings Fund - Regular Plan - IDCW-Monthly is a 'Debt - Ultra Short Term' type mutual fund managed by 'Kotak Mahindra Asset Management Company Ltd.'.

Debt Ultra Short Term Low to Moderate

NAV on (11 May 2026 )

₹10.75 ▲

(+0.03%)

Fund Size

₹16647.14 Crores

1Y Returns

-0.01 %

Earn 1% Higher Returns on Direct Funds

Invest Top Funds

Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

Investment Objective

The investment objective of the scheme will be to invest in debt and money market instruments to reduce the interest rate risk.

AMC

Kotak Mahindra Asset Management Company Ltd.

Fund Details

Launch Date

August 13, 2004

Fund Manager

Mr. Deepak Agrawal

Initial Price

AUM Fund

16647.14 Cr

Min investment

Rs 100

Expense Ratio

0.82%

SIP Minimum Investment

Monthly - Rs. 100/- and multiple of Re. 1/- thereafter. Minimum 10 installments.Quarterly - Rs. 100/- and multiple of Re. 1/- thereafter. Minimum 10 installments..

Exit Load

Nil

1 Month

-0.17%

6 Months

-0.10%

1 Year

-0.01%

2 Years (CAGR)

-0.04%

3 Years (CAGR)

-0.05%

5 Years (CAGR)

+0.02%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
Bandhan Floater Fund - Direct Plan	18.23%	23.20%	₹257.16
Sundaram Banking & PSU Fund - Direct Plan	9.39%	24.96%	₹273.92
Sundaram Banking & PSU Fund	9.24%	24.45%	₹470.74
JM Dynamic Bond Fund - Direct Plan	9.12%	21.74%	₹53.68
JM Dynamic Bond Fund - Direct Plan	9.12%	21.73%	₹53.68

Holdings

AXIS BANK LTD. 4.00%

Triparty Repo 3.56%

7.80% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 3.48%

BANK OF BARODA 3.42%

CANARA BANK 3.14%

6.54% Tamil Nadu State Govt - 2029 - Tamil Nadu 2.68%

HDFC BANK LTD. 2.00%

7.99% MANKIND PHARMA LTD 1.81%

6.90% Maharashtra State Govt - 2030 - Maharashtra 1.79%

INDUSIND BANK LTD. 1.72%

UNION BANK OF INDIA 1.49%

182 DAYS TREASURY BILL 06/08/2026 1.48%

NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 1.43%

YES BANK LTD. 1.41%

IIFL FINANCE LIMITED 1.40%

FRB Central Government - 2028 1.36%

PUNJAB NATIONAL BANK 1.28%

SO PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST) 1.24%

9.40% VEDANTA LTD. 1.21%

7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 1.20%

7.65% POONAWALLA FINCORP LIMITED 1.20%

7.45% TORRENT PHARMACEUTICALS LTD. 1.19%

182 DAYS TREASURY BILL 28/05/2026 1.19%

7.30% BHARTI TELECOM LTD. 1.18%

364 DAYS TREASURY BILL 11/02/2027 1.15%

8.20% ADANI POWER LTD 1.14%

PUNJAB & SIND BANK 1.13%

9.15% PIRAMAL FINANCE LTD 1.06%

8.95% NUVAMA WEALTH FINANCE LIMITED 0.90%

6.40% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED 0.90%

7.87% LIC HOUSING FINANCE LTD. 0.90%

8.80% 360 ONE PRIME LTD. 0.90%

TATA TELESERVICES LIMITED 0.86%

TATA HOUSING DEVELOPMENT CO. LTD. 0.85%

7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.84%

TORRENT PHARMACEUTICALS LTD. 0.83%

7.97% MANKIND PHARMA LTD 0.76%

FEDERAL BANK LTD. 0.71%

ADITYA BIRLA CAPITAL LTD 0.71%

JUBILANT BEVCO LIMITED 0.65%

8.78% MUTHOOT FINANCE LTD. 0.61%

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.60%

6.92% Power Finance Corporation Ltd. 0.60%

7.05% EMBASSY OFFICE PARKS REIT 0.60%

7.30% TATA CAPITAL HOUSING FINANCE LTD. 0.60%

7.70% REC LTD 0.60%

8.45% CAN FIN HOMES LTD. 0.60%

8.75% 360 ONE PRIME LTD. 0.60%

6.04% Gujarat State Govt - 2026 - Gujarat 0.60%

182 DAYS TREASURY BILL 04/06/2026 0.60%

364 DAYS TREASURY BILL 04/06/2026 0.60%

364 DAYS TREASURY BILL 10/09/2026 0.59%

182 DAYS TREASURY BILL 13/08/2026 0.59%

Manappuram Finance Ltd. 0.58%

Bahadur Chand Investments Private Limited 0.57%

MUTHOOT FINANCE LTD. 0.57%

BIRLA GROUP HOLDING PRIVATE LIMITED 0.56%

SO PTC IIFL FIN LIQUID GOLD (SERIES 14A) 20/07/2027(LIQUID GOLD SERIES 14) 0.47%

8.65% BHARTI TELECOM LTD. 0.46%

7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu 0.45%

7.88% MUTHOOT FINANCE LTD. 0.45%

SO PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9) 0.44%

EMBASSY OFFICE PARKS REIT 0.42%

CHOLAMANDALAM SECURITIES LIMITED 0.39%

7.50% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 0.33%

7.12% TATA CAPITAL HOUSING FINANCE LTD. 0.30%

6.65% LIC HOUSING FINANCE LTD. 0.30%

9.31% VEDANTA LTD. 0.30%

7.43% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.30%

7.68% GODREJ SEEDS AND GENETICS LTD. 0.30%

SBI ALTERNATIVE INVESTMENT FUND 0.28%

CREDILA FINANCIAL SERVICES PVT LTD 0.28%

SUNDARAM FINANCE LTD. 0.28%

7.57% Gujarat State Govt - 2026 - Gujarat 0.27%

8.40% GODREJ PROPERTIES LIMITED 0.15%

STANDARD CHARTERED CAPITAL LTD. 0.15%

GS CG 17/12/2026 - (STRIPS) 0.15%

SO PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1) 0.14%

7.84% TATA CAPITAL HOUSING FINANCE LTD. 0.14%

INDIAN BANK 0.09%

BANK OF INDIA 0.06%

TATA CAPITAL LTD.- (ZCB) 0.04%

7.80% REC LTD 0.03%

7.85% Andhra Pradesh State Govt - 2026 - Andhra Pradesh 0.03%

8.08% Maharashtra State Govt - 2026 - Maharashtra 0.02%

6.40% LIC HOUSING FINANCE LTD. 0.02%

6.75% Sikka Ports & Terminals Ltd. 0.01%

7.17% Rajasthan State Govt - 2026 - Rajasthan 0.01%

SO SANSAR TRUST(SANSAR TRUST) 0.01%

Net Current Assets/(Liabilities) -1.03%

Sector Allocation

Banks 21.05%

Finance 6.80%

Pharmaceuticals and health care 0.83%

Address

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai Maharashtra India 400051

Phone

+91 22 61152100

Fax

+91 22 67082213

Launch Date

August 13, 2004

E-mail

fundaccops@kotakmutual.in

Website

https://www.kotakmf.com

Custodian

Deutsche Bank AG, Standard Chartered Bank.

Registrar & Transfer Agent

Computer Age Management Services (P) Ltd.

Frequently Asked Questions

Q: What is the current NAV of Kotak Savings Fund - Regular Plan - IDCW-Monthly?

A: The latest NAV of Kotak Savings Fund - Regular Plan - IDCW-Monthly is ₹ 10.75 as on 11 May 2026.

Q: What type of mutual fund is Kotak Savings Fund - Regular Plan - IDCW-Monthly?

A: Kotak Savings Fund - Regular Plan - IDCW-Monthly is a 'Debt - Ultra Short Term' type mutual fund managed by 'Kotak Mahindra Asset Management Company Ltd.'.

Q: What is the expense ratio of Kotak Savings Fund - Regular Plan - IDCW-Monthly?

A: The expense ratio of Kotak Savings Fund - Regular Plan - IDCW-Monthly is 0.82%, which impacts overall returns.

Q: Who manages Kotak Savings Fund - Regular Plan - IDCW-Monthly?

A: Kotak Savings Fund - Regular Plan - IDCW-Monthly is managed by Mr. Deepak Agrawal, who oversees investment strategy and portfolio decisions.

Q: Is Kotak Savings Fund - Regular Plan - IDCW-Monthly a good investment?

A: Kotak Savings Fund - Regular Plan - IDCW-Monthly may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of Kotak Savings Fund - Regular Plan - IDCW-Monthly?

A: The exit load of Kotak Savings Fund - Regular Plan - IDCW-Monthly is Nil, applicable if redeemed within the specified period.

Q: How is Kotak Savings Fund - Regular Plan - IDCW-Monthly taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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Kotak Savings Fund - Regular Plan - IDCW-Monthly

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Exit Load

Holdings

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Frequently Asked Questions

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