UTI Retirement Fund - Direct Plan - Growth

Hybrid Debt High

NAV on (27 Feb 2026 )

₹54.72 ▼

(-0.35%)

Fund Size

₹4729.3 Crores

1Y Returns

9.37 %

Earn 1% Higher Returns on Direct Funds

Invest Top Funds

Investment Objective

The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of repurchase value of their holding through a systematic withdrawal plan.

AMC

UTI Asset Management Co. Ltd.

Fund Details

Launch Date

January 1, 2013

Fund Manager

Mr. V Srivatsa

Initial Price

AUM Fund

4729.3 Cr

Min investment

Rs 500

Expense Ratio

1.13%

SIP Minimum Investment

Daily - Rs. 500/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.Weekly - Rs. 500/- and multiple of Re. 1/- thereafter. Minimum 6 installments.Monthly - Rs. 500/- and multiple of Re. 1/- thereafter. Minimum 6 installments.Quarterly - Rs. 1500/- and multiple of Re. 1/- thereafter. Minimum 4 installments.

Exit Load

1% for redemption within 1 year.

1 Month

+0.79%

6 Months

+3.06%

1 Year

+9.37%

2 Years

+8.87%

3 Years

+13.00%

5 Years

+11.82%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
ICICI Prudential Multi Sector Passive FOF - Direct Plan	16.75%	67.75%	₹218.06
ICICI Prudential Multi Sector Passive FOF - Direct Plan	16.75%	56.59%	₹218.06
ICICI Prudential Multi Sector Passive FOF - Direct Plan	16.75%	56.59%	₹218.06
ICICI Prudential Multi Sector Passive FOF	16.44%	66.50%	₹218.06
ICICI Prudential Multi Sector Passive FOF	16.44%	54.87%	₹218.06

Holdings

07.18% MAT -24/07/2037 6.79%

6.68% MAT- 07/07/2040 4.07%

06.48% Mat- 06/10/2035 3.64%

07.32% MAT -13/11/2030 3.62%

HDFC BANK LIMITED 3.12%

NET CURRENT ASSETS 3.06%

HDFC BANK LTD. 2.71%

7.24% MAT- 18/08/2055 2.61%

6.33% MAT - 05/05/2035 2.58%

ICICI BANK LTD 2.55%

INFOSYS LTD. 2.29%

7.10% - MAT - 08/04/2034 2.27%

POWER FINANCE CORPORATION LTD. 1.61%

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.59%

6.28% MAT- 14/07/2032 1.56%

RELIANCE INDUSTRIES LTD. 1.51%

VEDANTA LTD 1.27%

ITC LTD. 1.27%

LARSEN & TOUBRO LTD. 1.25%

07.32% RAJASTHAN SGS Mat - 24/09/2035 1.19%

ADITYA BIRLA CAPITAL LTD 1.07%

INDIAN RAILWAY FINANCE CORPORATION LIMITED 1.07%

BAJAJ FINANCE LTD. 1.05%

EXPORT IMPORT BANK OF INDIA 1.05%

6.92% G SEC MAT- 18/11/39 1.04%

HCL TECHNOLOGIES LTD. 1.02%

6.82% ANDHRA SGS MAT -04/06/2036 1.01%

INDUS TOWERS LIMITED 1.01%

WIPRO LIMITED 0.99%

HDFC BANK LTD. - 22/01/2027 0.99%

NABARD - 28/01/2027 0.99%

POWER GRID CORPORATION OF INDI 0.94%

STATE BANK OF INDIA 0.89%

MAHINDRA & MAHINDRA LTD. 0.85%

SHRIRAM FINANCE LTD 0.82%

MARUTI SUZUKI INDIA LTD. 0.75%

08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 0.58%

NIIT LEARNING SYSTEMS LTD 0.58%

AXIS FINANCE LTD 0.53%

ADITYA BIRLA HOUSING FINANCE LTD 0.53%

LIC HOUSING FINANCE LTD. 0.53%

07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 0.53%

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 0.53%

07.27% ANDHRA PRADESH SGS Mat- 08/10/2036 0.52%

07.23% RAJASTHAN SGS Mat - 23/10/2035 0.52%

LIC OF INDIA 0.52%

COAL INDIA LTD. 0.52%

BHARTI AIRTEL LTD. 0.52%

AJANTA PHARMA LTD. 0.52%

REC LTD 0.52%

POONAWALLA FINCORP LTD. 0.52%

6.96% AP SDL MAT - 06/08/2034 0.51%

7.08% A P SGL MAT - 26/03/2037 0.51%

INDIAN BANK - 22/01/2027 0.50%

GRASIM INDUSTRIES LTD. 0.50%

7.12% MAHARASHTRA SGS MAT -16/07/2047 0.50%

CANARA BANK - 28/01/2027 0.49%

SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 0.49%

AUROBINDO PHARMA LTD. 0.47%

REIT- KNOWLEDGE REALTY TRUST REIT 0.46%

OIL INDIA LTD. 0.44%

INTERGLOBE AVIATION LTD 0.43%

TORRENT PHARMACEUTICALS LTD. 0.43%

GLENMARK PHARMACEUTICALS LTD. 0.43%

FEDERAL BANK LTD. 0.42%

GREAT EASTERN SHIPPING CO. LTD 0.42%

SUNDARAM FINANCE LTD. 0.42%

EMAMI LTD. 0.42%

INDUSIND BANK 0.42%

CAPLIN POINT LABORATORIES LTD 0.41%

REIT- MINDSPACE BUSINESS PARKS 0.39%

NIPPON LIFE INDIA ASSET MANAGE 0.39%

REIT- NEXUS SELECT TRUST 0.37%

CROMPTON GREAVES CONSUMER ELEC 0.36%

HERO MOTOCORP LTD. 0.36%

ADITYA BIRLA CAPITAL LTD 0.35%

G R INFRAPROJECTS LTD 0.35%

PETRONET LNG LTD. 0.35%

RAYMOND LIFESTYLE LTD 0.35%

PIRAMAL FINANCE LIMITED 0.34%

MAX FINANCIAL SERVICES LTD. 0.34%

MAHINDRA HOLIDAYS & RESORTS IN 0.34%

JK PAPER LTD. 0.34%

PHOENIX MILLS LTD 0.33%

INVIT - IRB INVIT FUND 0.33%

BHARAT PETROLEUM CORPN LTD. 0.33%

INDIAMART INTERMESH LTD 0.33%

MPHASIS LTD 0.31%

6.98% MAHARASHTRA SGS MAT -25/06/2037 0.31%

INDIAN BANK 0.30%

MOTILAL OSWAL FINANCIAL SERVIC 0.29%

TIPS MUSIC LIMITED 0.29%

INDO COUNT INDUSTRIES LTD. 0.28%

ICICI PRUDENTIAL LIFE INSURA L 0.27%

DCM SHRIRAM LTD. 0.27%

MARKSANS PHARMA LTD. 0.26%

BIOCON LTD. 0.26%

GODREJ SEEDS AND GENETICS LIMITED 0.26%

7.32% CHHATTISGARH SDL 05/03/2037 0.26%

UPL LTD. 0.26%

TATA MOTORS LTD 0.25%

GHCL LTD. 0.24%

SHIVALIK BIMETAL CONTROLS LTD 0.23%

COLGATE PALMOLIVE INDIA LTD. 0.23%

TATA CAPITAL LTD 0.21%

(RTS-PP)BHARTI AIRTEL LTD 0.20%

S.P.APPARELS LTD 0.17%

ROSSARI BIOTECH LTD 0.17%

GENERAL INSURANCE CORPORATION 0.15%

08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1 0.13%

BHARAT COKING COAL LIMITED 0.12%

UTI - Nifty 50 ETF ETF 0.12%

Nifty 5 yr Benchmark G-Sec ETF 0.11%

AXIS BANK LTD. STD - MARGIN 0.11%

Nifty 10 yr Benchmark G-Sec ETF 0.10%

VRL LOGISTICS LTD 0.09%

07.08% HARYANA SDL MAT - 26/03/2039 0.02%

7.19% MAHARASHTRA SDL-27/02/2040 0.01%

CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.01%

7.46% MAHARASHTRA SDL-21/02/2035 0.00%

Sector Allocation

Banks 13.05%

Information Technology 5.52%

Finance 16.31%

Miscellaneous 3.96%

Mining 1.91%

Tobacco 1.27%

Telecommunications 1.73%

Power 0.94%

Auto 2.21%

Pharmaceuticals and health care 3.13%

Petrochemicals 0.79%

Service 0.72%

Shipping 0.42%

Personal Care 0.65%

Electric Equipment 0.36%

Infrastructure 0.35%

Hospitality 0.34%

Paper 0.34%

Textiles 0.78%

Petroleum 0.33%

Chemicals 0.50%

Iron and Steel 0.23%

Agriculture/Horticulture/Lives 0.17%

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai Maharashtra India 400051

Phone

+91 22 66786666

Fax

+91 22 66786503, 66786578

Launch Date

January 1, 2013

E-mail

service@uti.co.in

Website

https://www.utimf.com

Custodian

Axis Bank Ltd., Deutsche Bank AG, Stock Holding Corporation of India Limited.

Registrar & Transfer Agent

KFIN Technologies Pvt. Ltd.

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UTI Retirement Fund - Direct Plan - Growth

Investment Objective

AMC

Fund Details

SIP Minimum Investment

Exit Load

Holdings

Sector Allocation

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