UTI Retirement Fund - Direct Plan - Growth

Hybrid Debt High

NAV on (20 Mar 2026 )

₹52.99 ▲

(+0.13%)

Fund Size

₹4732.16 Crores

1Y Returns

4.00 %

Earn 1% Higher Returns on Direct Funds

Invest Top Funds

Investment Objective

The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of repurchase value of their holding through a systematic withdrawal plan.

AMC

UTI Asset Management Co. Ltd.

Fund Details

Launch Date

January 1, 2013

Fund Manager

Mr. V Srivatsa

Initial Price

AUM Fund

4732.16 Cr

Min investment

Rs 500

Expense Ratio

1.14%

SIP Minimum Investment

Daily - Rs. 500/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.Weekly - Rs. 500/- and multiple of Re. 1/- thereafter. Minimum 6 installments.Monthly - Rs. 500/- and multiple of Re. 1/- thereafter. Minimum 6 installments.Quarterly - Rs. 1500/- and multiple of Re. 1/- thereafter. Minimum 4 installments.

Exit Load

1% for redemption within 1 year.

1 Month

-3.40%

6 Months

-1.63%

1 Year

+4.00%

2 Years

+7.52%

3 Years

+11.90%

5 Years

+11.05%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
Bandhan Aggressive Hybrid Passive FOF	11.05%	21.36%	₹19.42
ICICI Prudential Dynamic Asset Allocation Active FOF - Direct Plan	8.27%	45.86%	₹28754.54
ICICI Prudential Dynamic Asset Allocation Active FOF - Direct Plan	8.27%	35.51%	₹28754.54
ICICI Prudential Dynamic Asset Allocation Active FOF - Direct Plan	8.27%	35.51%	₹28754.54
Bandhan Multi-Asset Passive FOF	7.79%	15.67%	₹20.15

Holdings

07.18% MAT -24/07/2037 6.85%

6.68% MAT- 07/07/2040 4.09%

07.32% MAT -13/11/2030 3.08%

HDFC BANK LIMITED 2.98%

HDFC BANK LTD. 2.72%

06.48% Mat- 06/10/2035 2.61%

7.24% MAT- 18/08/2055 2.61%

ICICI BANK LTD 2.59%

6.33% MAT - 05/05/2035 2.59%

7.10% - MAT - 08/04/2034 2.28%

INFOSYS LTD. 1.86%

POWER FINANCE CORPORATION LTD. 1.61%

6.28% MAT- 14/07/2032 1.56%

RELIANCE INDUSTRIES LTD. 1.50%

LARSEN & TOUBRO LTD. 1.41%

NET CURRENT ASSETS 1.34%

VEDANTA LTD 1.27%

ITC LTD. 1.24%

07.32% RAJASTHAN SGS Mat - 24/09/2035 1.20%

POWER GRID CORPORATION OF INDI 1.14%

7.73% WEST BENGAL SGS Mat - 04/02/2043 1.12%

07.73% HARYANA SGS Mat - 18/02/2045 1.07%

INDIAN RAILWAY FINANCE CORPORATION LIMITED 1.07%

ADITYA BIRLA CAPITAL LTD 1.07%

7.74% WEST BENGAL SGS Mat - 18/02/2044 1.07%

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.06%

EXPORT IMPORT BANK OF INDIA 1.06%

7.66% KERALA SGS Mat - 18/02/2039 1.06%

6.92% G SEC MAT- 18/11/39 1.05%

6.82% ANDHRA SGS MAT -04/06/2036 1.01%

7.68% MADHYA PRADESH SGS Mat - 04/02/2043 1.01%

NABARD - 28/01/2027 0.99%

STATE BANK OF INDIA 0.99%

WIPRO LIMITED 0.93%

INDUS TOWERS LIMITED 0.88%

HCL TECHNOLOGIES LTD. 0.87%

SHRIRAM FINANCE LTD 0.87%

MAHINDRA & MAHINDRA LTD. 0.84%

MARUTI SUZUKI INDIA LTD. 0.76%

08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 0.58%

LIC OF INDIA 0.57%

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 0.54%

07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 0.53%

POONAWALLA FINCORP LTD. 0.53%

LIC HOUSING FINANCE LTD. 0.53%

BAJAJ FINANCE LTD. 0.53%

ADITYA BIRLA HOUSING FINANCE LTD 0.53%

AXIS FINANCE LTD 0.53%

NIIT LEARNING SYSTEMS LTD 0.52%

AJANTA PHARMA LTD. 0.52%

REC LTD 0.52%

07.23% RAJASTHAN SGS Mat - 23/10/2035 0.52%

BHARTI AIRTEL LTD. 0.52%

7.12% MAHARASHTRA SGS MAT -16/07/2047 0.51%

AUROBINDO PHARMA LTD. 0.51%

6.96% AP SDL MAT - 06/08/2034 0.51%

7.08% A P SGL MAT - 26/03/2037 0.51%

INTERGLOBE AVIATION LTD 0.50%

GRASIM INDUSTRIES LTD. 0.50%

INDIAN BANK - 22/01/2027 0.50%

CANARA BANK - 28/01/2027 0.50%

SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 0.50%

COAL INDIA LTD. 0.48%

GLENMARK PHARMACEUTICALS LTD. 0.46%

EMAMI LTD. 0.46%

REIT- KNOWLEDGE REALTY TRUST REIT 0.45%

INDUSIND BANK 0.44%

SUNDARAM FINANCE LTD. 0.44%

FEDERAL BANK LTD. 0.44%

REIT- NEXUS SELECT TRUST 0.43%

CROMPTON GREAVES CONSUMER ELEC 0.42%

TORRENT PHARMACEUTICALS LTD. 0.42%

CAPLIN POINT LABORATORIES LTD 0.40%

JK PAPER LTD. 0.39%

OIL INDIA LTD. 0.39%

HERO MOTOCORP LTD. 0.37%

ADITYA BIRLA CAPITAL LTD 0.36%

G R INFRAPROJECTS LTD 0.36%

INFO-EDGE (INDIA) LTD. 0.35%

BHARAT PETROLEUM CORPN LTD. 0.35%

PETRONET LNG LTD. 0.34%

MAX FINANCIAL SERVICES LTD. 0.34%

PIRAMAL FINANCE LIMITED 0.34%

INVIT - IRB INVIT FUND 0.34%

PHOENIX MILLS LTD 0.34%

MAHINDRA HOLIDAYS & RESORTS IN 0.33%

INDIAMART INTERMESH LTD 0.33%

MOTILAL OSWAL FINANCIAL SERVIC 0.32%

ICICI PRUDENTIAL LIFE INSURA L 0.31%

6.98% MAHARASHTRA SGS MAT -25/06/2037 0.31%

07.72% WESTBENGAL SGS Mat - 25/02/2041 0.29%

TIPS MUSIC LIMITED 0.29%

RAYMOND LIFESTYLE LTD 0.29%

MARKSANS PHARMA LTD. 0.28%

TATA MOTORS LTD 0.27%

BIOCON LTD. 0.27%

REIT- MINDSPACE BUSINESS PARKS 0.26%

GREAT EASTERN SHIPPING CO. LTD 0.26%

GHCL LTD. 0.26%

7.32% CHHATTISGARH SDL 05/03/2037 0.26%

GODREJ SEEDS AND GENETICS LIMITED 0.26%

MPHASIS LTD 0.26%

SHIVALIK BIMETAL CONTROLS LTD 0.25%

UPL LTD. 0.25%

COLGATE PALMOLIVE INDIA LTD. 0.25%

DCM SHRIRAM LTD. 0.25%

NIPPON LIFE INDIA ASSET MANAGE 0.25%

GENERAL INSURANCE CORPORATION 0.25%

VRL LOGISTICS LTD 0.24%

INDO COUNT INDUSTRIES LTD. 0.21%

(RTS-PP)BHARTI AIRTEL LTD 0.20%

S.P.APPARELS LTD 0.17%

ROSSARI BIOTECH LTD 0.15%

UTI - Nifty 50 ETF ETF 0.12%

AXIS BANK LTD. STD - MARGIN 0.11%

Nifty 5 yr Benchmark G-Sec ETF 0.11%

BHARAT COKING COAL LIMITED 0.10%

08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1 0.10%

Nifty 10 yr Benchmark G-Sec ETF 0.10%

07.08% HARYANA SDL MAT - 26/03/2039 0.02%

CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.01%

7.19% MAHARASHTRA SDL-27/02/2040 0.01%

7.46% MAHARASHTRA SDL-21/02/2035 0.00%

Sector Allocation

Banks 12.28%

Information Technology 4.77%

Finance 20.52%

Miscellaneous 4.24%

Mining 1.85%

Tobacco 1.24%

Power 1.14%

Telecommunications 1.60%

Auto 2.24%

Pharmaceuticals and health care 3.15%

Service 0.79%

Personal Care 0.71%

Electric Equipment 0.42%

Paper 0.39%

Petrochemicals 0.73%

Infrastructure 0.36%

Petroleum 0.35%

Textiles 0.72%

Hospitality 0.33%

Shipping 0.26%

Chemicals 0.51%

Iron and Steel 0.25%

Agriculture/Horticulture/Lives 0.15%

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai Maharashtra India 400051

Phone

+91 22 66786666

Fax

+91 22 66786503, 66786578

Launch Date

January 1, 2013

E-mail

service@uti.co.in

Website

https://www.utimf.com

Custodian

Axis Bank Ltd., Deutsche Bank AG, Stock Holding Corporation of India Limited.

Registrar & Transfer Agent

KFIN Technologies Pvt. Ltd.

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UTI Retirement Fund - Direct Plan - Growth

Investment Objective

AMC

Fund Details

SIP Minimum Investment

Exit Load

Holdings

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