UTI Retirement Fund - Direct Plan - Growth

Hybrid Debt High

NAV on (23 Jan 2026 )

₹54.21 ▼

(-0.36%)

Fund Size

₹4788.52 Crores

1Y Returns

6.16 %

Earn 1% Higher Returns on Direct Funds

Invest Top Funds

Investment Objective

The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of repurchase value of their holding through a systematic withdrawal plan.

AMC

UTI Asset Management Co. Ltd.

Fund Details

Launch Date

January 1, 2013

Fund Manager

Mr. Sunil Patil

Initial Price

AUM Fund

4788.52 Cr

Min investment

Rs 500

Expense Ratio

1.12%

SIP Minimum Investment

Daily - Rs. 500/- and in multiples of Re. 1/- thereafter. Minimum 6 installments.Weekly - Rs. 500/- and multiple of Re. 1/- thereafter. Minimum 6 installments.Monthly - Rs. 500/- and multiple of Re. 1/- thereafter. Minimum 6 installments.Quarterly - Rs. 1500/- and multiple of Re. 1/- thereafter. Minimum 4 installments.

Exit Load

1% for redemption within 1 year.

1 Month

-1.55%

6 Months

+0.09%

1 Year

+6.16%

2 Years

+10.02%

3 Years

+12.10%

5 Years

+12.03%

Equity / Mid Cap funds	1Y	3Y	Fund Size (Cr)
Bandhan Multi-Asset Passive FOF - Direct Plan	11.12%	46.32%	₹18.87
Bandhan Aggressive Hybrid Passive FOF	11.05%	21.36%	₹19.26
ICICI Prudential Dynamic Asset Allocation Active FOF - Direct Plan	10.76%	49.81%	₹29170.03
ICICI Prudential Dynamic Asset Allocation Active FOF - Direct Plan	10.76%	28.27%	₹29170.03
ICICI Prudential Dynamic Asset Allocation Active FOF - Direct Plan	10.76%	28.27%	₹29170.03

Holdings

07.18% MAT -24/07/2037 6.74%

NET CURRENT ASSETS 5.94%

6.68% MAT- 07/07/2040 4.06%

07.32% MAT -13/11/2030 3.58%

HDFC BANK LIMITED 3.28%

HDFC BANK LTD. 2.70%

7.24% MAT- 18/08/2055 2.60%

6.33% MAT - 05/05/2035 2.56%

ICICI BANK LTD 2.50%

7.10% - MAT - 08/04/2034 2.26%

INFOSYS LTD. 2.23%

RELIANCE INDUSTRIES LTD. 1.80%

06.48% Mat- 06/10/2035 1.76%

POWER FINANCE CORPORATION LTD. 1.60%

SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.58%

ITC LTD. 1.57%

6.28% MAT- 14/07/2032 1.54%

VEDANTA LTD 1.27%

07.32% RAJASTHAN SGS Mat - 24/09/2035 1.18%

LARSEN & TOUBRO LTD. 1.17%

6.92% G SEC MAT- 18/11/39 1.15%

INDUS TOWERS LIMITED 1.10%

ADITYA BIRLA CAPITAL LTD 1.06%

INDIAN RAILWAY FINANCE CORPORATION LIMITED 1.06%

EXPORT IMPORT BANK OF INDIA 1.05%

BAJAJ FINANCE LTD. 1.04%

WIPRO LIMITED 1.03%

07.27% ANDHRA PRADESH SGS Mat- 08/10/2036 1.03%

6.82% ANDHRA SGS MAT -04/06/2036 1.00%

7.12% MAHARASHTRA SGS MAT -16/07/2047 1.00%

HCL TECHNOLOGIES LTD. 0.96%

MAHINDRA & MAHINDRA LTD. 0.90%

POWER GRID CORPORATION OF INDI 0.85%

MARUTI SUZUKI INDIA LTD. 0.85%

SHRIRAM FINANCE LTD 0.80%

STATE BANK OF INDIA 0.80%

08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 0.58%

NIIT LEARNING SYSTEMS LTD 0.57%

AJANTA PHARMA LTD. 0.57%

BHARTI AIRTEL LTD. 0.55%

ADITYA BIRLA HOUSING FINANCE LTD 0.53%

7.35%TN SGS MAT - 03/07/2034 0.53%

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 0.53%

LIC HOUSING FINANCE LTD. 0.53%

AXIS FINANCE LTD 0.52%

POONAWALLA FINCORP LTD. 0.52%

7.46% TELANGANA SGS Mat - 26/11/2042 0.52%

07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 0.52%

7.32% CHHATTISGARH SDL 05/03/2037 0.52%

REC LTD 0.52%

BHARAT PETROLEUM CORPN LTD. 0.51%

7.08% A P SGL MAT - 26/03/2037 0.51%

6.96% AP SDL MAT - 06/08/2034 0.51%

07.23% RAJASTHAN SGS Mat - 23/10/2035 0.51%

GRASIM INDUSTRIES LTD. 0.50%

07.13% MAHARASTRA GOVT. 16/07/2048 0.50%

06.82 TN SDL MAT 16/07/2035 0.50%

INTERGLOBE AVIATION LTD 0.47%

COAL INDIA LTD. 0.47%

AUROBINDO PHARMA LTD. 0.46%

REIT- KNOWLEDGE REALTY TRUST REIT 0.45%

LIC OF INDIA 0.45%

EMAMI LTD. 0.45%

GLENMARK PHARMACEUTICALS LTD. 0.43%

FEDERAL BANK LTD. 0.43%

SUNDARAM FINANCE LTD. 0.42%

CAPLIN POINT LABORATORIES LTD 0.41%

ADITYA BIRLA CAPITAL LTD 0.41%

CROMPTON GREAVES CONSUMER ELEC 0.40%

OIL INDIA LTD. 0.40%

INDUSIND BANK 0.40%

GREAT EASTERN SHIPPING CO. LTD 0.39%

NIPPON LIFE INDIA ASSET MANAGE 0.38%

HERO MOTOCORP LTD. 0.37%

REIT- MINDSPACE BUSINESS PARKS 0.37%

PHOENIX MILLS LTD 0.36%

MAX FINANCIAL SERVICES LTD. 0.35%

MAHINDRA HOLIDAYS & RESORTS IN 0.35%

PIRAMAL FINANCE LIMITED 0.34%

RAYMOND LIFESTYLE LTD 0.34%

PETRONET LNG LTD. 0.34%

G R INFRAPROJECTS LTD 0.34%

INDO COUNT INDUSTRIES LTD. 0.33%

MOTILAL OSWAL FINANCIAL SERVIC 0.32%

JK PAPER LTD. 0.31%

6.98% MAHARASHTRA SGS MAT -25/06/2037 0.30%

INVIT - IRB INVIT FUND 0.29%

UPL LTD. 0.29%

TIPS MUSIC LIMITED 0.29%

REIT- NEXUS SELECT TRUST 0.29%

DCM SHRIRAM LTD. 0.28%

TATA CAPITAL LTD 0.28%

INDIAMART INTERMESH LTD 0.28%

ICICI PRUDENTIAL LIFE INSURA L 0.28%

MPHASIS LTD 0.27%

INDIAN BANK 0.27%

MARKSANS PHARMA LTD. 0.26%

GODREJ SEEDS AND GENETICS LIMITED 0.26%

SHIVALIK BIMETAL CONTROLS LTD 0.23%

COLGATE PALMOLIVE INDIA LTD. 0.23%

TATA MOTORS LTD 0.22%

GHCL LTD. 0.22%

(RTS-PP)BHARTI AIRTEL LTD 0.21%

07.41% HARYANA SGS Mat - 26/11/2040 0.18%

ROSSARI BIOTECH LTD 0.17%

BIOCON LTD. 0.16%

08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1 0.16%

S.P.APPARELS LTD 0.15%

UTI - Nifty 50 ETF ETF 0.12%

Nifty 5 yr Benchmark G-Sec ETF 0.11%

Nifty 10 yr Benchmark G-Sec ETF 0.10%

AXIS BANK LTD. STD - MARGIN 0.10%

BAJAJ AUTO LTD. 0.08%

CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.05%

07.08% HARYANA SDL MAT - 26/03/2039 0.02%

7.19% MAHARASHTRA SDL-27/02/2040 0.01%

7.46% MAHARASHTRA SDL-21/02/2035 0.00%

Sector Allocation

Banks 13.01%

Information Technology 5.34%

Miscellaneous 4.10%

Finance 13.58%

Tobacco 1.57%

Mining 1.74%

Telecommunications 1.86%

Auto 2.42%

Power 0.85%

Pharmaceuticals and health care 2.63%

Petroleum 0.51%

Service 0.76%

Personal Care 0.68%

Electric Equipment 0.40%

Petrochemicals 0.74%

Shipping 0.39%

Textiles 0.84%

Hospitality 0.35%

Infrastructure 0.34%

Paper 0.31%

Chemicals 0.51%

Iron and Steel 0.23%

Agriculture/Horticulture/Lives 0.17%

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai Maharashtra India 400051

Phone

+91 22 66786666

Fax

+91 22 66786503, 66786578

Launch Date

January 1, 2013

E-mail

service@uti.co.in

Website

https://www.utimf.com

Custodian

Axis Bank Ltd., Deutsche Bank AG, Stock Holding Corporation of India Limited.

Registrar & Transfer Agent

KFIN Technologies Pvt. Ltd.

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UTI Retirement Fund - Direct Plan - Growth

Investment Objective

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Fund Details

SIP Minimum Investment

Exit Load

Holdings

Sector Allocation

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