Search result for 'lcr'

Report: Lower CASA ratios & FD decline pose deposit stability challenges for banks. Structural shift impacts funding costs.

RBI bulletin highlights robust prospects for NBFCs in vehicle and gold loans due to rising sales and gold prices. Key growth factors detailed.

Bajaj Housing Finance's net profit jumped 54% to Rs 587 crore in Q4 FY25, driven by strong housing loan growth. Total income also rose significantly, while asset under management reached Rs 1.14...

Reserve Bank of India (RBI) mandates banks to assign a 2.5% liquidity buffer rate on digitally enabled retail and small business deposits from April 1, 2026, to mitigate potential risks during...

Icra forecasts 10.8% credit growth in FY26, driven by regulatory easing and RBI's liquidity measures. However, challenges remain in deposit mobilization and rising stress in unsecured lending.

An IMF report highlights India's resilient and diverse financial system, driven by economic growth and well-equipped to handle shocks. Read about the report's findings and recommendations.

The Reserve Bank of India has directed IndusInd Bank to complete remedial action this quarter after a discrepancy of Rs 2,100 crore was found in its accounting. RBI assures that the bank's...

Bankers welcome RBI's 25 basis point rate cut, predicting it will boost growth and complement the budget's focus on consumption and capex.

RBI Governor Sanjay Malhotra announces a one-year deferral of LCR implementation and emphasizes balancing financial stability with the cost of regulations. The central bank is also reviewing other...

Experts anticipate the Indian Budget 2025 will focus on boosting growth with tax incentives and infrastructure investments, while maintaining fiscal responsibility. Key sectors like housing,...

Yes Bank's net profit for Q3 FY2024 jumped nearly threefold to Rs 612 crore, driven by lower provisions for bad loans and increased interest income. The bank's asset quality also improved.

ICRA forecasts credit growth to moderate to 9.7-10.3% in FY26, citing high CD ratio and LCR changes. The report also highlights impact on banking sector margins and asset quality.

RBI reports bank asset quality improved, with GNPA ratio reaching a 12-year low of 2.6% in September 2024. Read about the key factors driving this positive trend.

Indian banks have written off ₹9.90 lakh crore worth of loans in the last five years, with the highest write-off occurring in 2019-20. Despite this, banks continue to pursue recovery actions.

Moody's says RBI's proposed tightening of liquidity requirements for banks is credit positive, despite potential impact on credit growth and deposit costs.

The Reserve Bank of India (RBI) proposes additional liquidity buffers for accounts with internet and mobile banking facilities to mitigate risks during times of stress. Learn more about the new...

RBI Governor Shaktikanta Das warns of potential liquidity issues if deposit growth continues to lag credit growth, urging banks to maintain a balance between the two. He also flagged concerns over...

Bandhan Bank saw significant year-on-year growth in loans & advances and deposits in June 2024, with total deposits reaching Rs 1,33,203 crore. Learn more about the bank's performance.

Indian bankers welcome RBI's decision to maintain key rates, with focus on LCR review to address digital liquidity risks.

The Reserve Bank of India (RBI) maintained the repo rate at 6.5% for the seventh consecutive time, keeping home and auto loan EMIs stable. The RBI expressed concerns over food inflation due to...

The Reserve Bank of India (RBI) has kept interest rates unchanged for the seventh consecutive time, focusing on price stability and sustained economic growth. Experts weigh in on the impact on...

Reserve Bank of India Governor Shaktikanta Das announced a review of the liquidity coverage ratio framework for banks to ensure smooth functioning during acute stress. The review is prompted by...

A widening gap between credit and deposit growth could impact future loan sales and net interest margins for banks, according to Care Ratings. This report analyzes the implications for the banking...

The Reserve Bank of India (RBI) has imposed a penalty of Rs 8.8 lakh on Power Finance Corporation (PFC) for non-compliance with liquidity risk management regulations.