e.g. Tata motors, Reliance MF, 500570

UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth

Hybrid Debt High

NAV on (17 Aug 2026 )

₹47.41

(-0.15%)

Fund Size

₹5126.73 Crores

1Y Returns

4.89 %

 
Earn 1% Higher Returns in Direct Funds on dhan Invest  Top Funds
Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing.

 

Investment Objective

To provide return through growth in the NAV or through dividend distribution and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments.

AMC

UTI Asset Management Co. Ltd.

Fund Details

Launch Date

January 1, 2013

Fund Manager

Mr. Sunil Patil

Initial Price

10

AUM Fund

5126.73 Cr

Min investment

Rs 15000

Expense Ratio

1%

SIP Minimum Investment

Monthly - Rs. 500/- and multiple of Re. 1/- thereafter. Minimum 119 installments.Quarterly - Rs. 1500/- and multiple of Re. 1/- thereafter. Minimum 39 installments.

Exit Load

2% for premature withdrawal. Nil - On or after Maturity.

1 Month

+2.16%

6 Months

+4.58%

1 Year

+4.89%

2 Years (CAGR)

+5.92%

3 Years (CAGR)

+9.06%

5 Years (CAGR)

+7.47%

Equity / Mid Cap funds 1Y 3Y Fund Size (Cr)
12.01% 50.00% ₹22.32
11.89% 49.12% ₹22.32
11.47% 47.06% ₹22.32
11.05% 21.36% ₹22.32
10.17% 40.92% ₹146.48

Holdings

07.18% MAT -24/07/2037 8.00%
NET CURRENT ASSETS 4.41%
07.32% MAT -13/11/2030 4.03%
7.24% MAT- 18/08/2055 2.56%
INDIAN RAILWAY FINANCE CORPORATION LIMITED 1.99%
COFORGE LTD 1.56%
7.88% ANDHRA PRADESH SGS 25/03/2046 1.49%
7.10% - MAT - 08/04/2034 1.05%
LTM Limited 1.02%
07.65% TAMIL NADU SDL - 25/01/2033 1.00%
SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 0.94%
ASTRAL LTD. 0.66%
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 0.64%
REC LTD 0.49%
7.65% MADHYAPRADESH SGS Mat - 11/03/2040 0.49%
AXIS FINANCE LTD 0.48%
6.28% MAT- 14/07/2032 0.48%
MARICO LTD 0.47%
SMALL INDST. DEV. BANK OF INDIA - 26/02/2027 0.47%
INDIAN BANK - 22/01/2027 0.47%
CANARA BANK - 28/01/2027 0.47%
ICICI BANK LTD - 25/03/2027 0.47%
06.48% Mat- 06/10/2035 0.29%
08.12% PTC - INDIA UNIVERSAL TRUST AL1 - SERIES-A2 0.27%
GODREJ SEEDS AND GENETICS LIMITED 0.24%
KOTAK MAHINDRA BANK LTD - 21/12/2026 0.09%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.01%
07.30% MAT -19/06/2053 0.00%

Sector Allocation

Finance 24.73%
Service 2.81%
Banks 9.35%
Consumer Durables 3.29%
Information Technology 4.23%
Telecommunications 2.02%
Retail 1.26%
Auto 3.12%
Textiles 1.18%
Pharmaceuticals and health care 4.38%
Cables 0.78%
Chemicals 0.93%
Engineering 0.77%
Food Processing 0.73%
Personal Care 0.47%
Electric Equipment 0.41%
Paints and Pigments 0.80%
Cement 0.33%
Miscellaneous 0.31%
Petrochemicals 0.15%
Agriculture/Horticulture/Lives 0.13%
Address
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai Maharashtra India 400051
Phone
+91 22 66786666
Fax
+91 22 66786503, 66786578
Launch Date
January 1, 2013
Custodian
Axis Bank Ltd., Deutsche Bank AG, Stock Holding Corporation of India Limited.
Registrar & Transfer Agent
KFIN Technologies Pvt. Ltd.

Frequently Asked Questions

Q: What is the current NAV of UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth?

A: The latest NAV of UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth is ₹ 47.41 as on 17 Aug 2026.

Q: What type of mutual fund is UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth?

A: UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth is a 'Hybrid - Debt-oriented Aggressive' type mutual fund managed by 'UTI Asset Management Co. Ltd.'.

Q: What is the expense ratio of UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth?

A: The expense ratio of UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth is 1%, which impacts overall returns.

Q: Who manages UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth?

A: UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth is managed by Mr. Sunil Patil, who oversees investment strategy and portfolio decisions.

Q: Is UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth a good investment?

A: UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth may be suitable depending on your financial goals, risk appetite, and investment horizon. Always evaluate fund performance and consult a financial advisor.

Q: What is the exit load of UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth?

A: The exit load of UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth is 2% for premature withdrawal. Nil - On or after Maturity., applicable if redeemed within the specified period.

Q: How is UTI Unit Linked Insurance Plan (ULIP) - Direct Plan - Growth taxed?

A: Taxation depends on the fund type (equity/debt) and holding period as per Indian tax laws.

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